1805 Owen Dr, Chipley, FL 32428 Property Records

Washington County property record for 1805 Owen Dr, Chipley, FL 32428

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.483 acres (21,083 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Nov 2025)
Tax Bill	$193 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0380-0046`

Property Details

APN / Parcel Number

Primary APN	`06-0380-0046`
Alternative APN	`000603800046`

Exterior

Lot Area	21,083 sqft (0.483 acres)
Lot Width	177 ft Width

Location & Zoning

Account Number	000603800046
Street Address	1805 OWEN DR
City	CHIPLEY
State	FL
Zip	32428-2748
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUNNY HILLS UNIT # 6, LOT 46, ORB 1322 P 971, BLK 0380.
Legal Range	13W
Legal Township	02N
Legal Section	19
Legal Subdivision	SUNNY HILLS
Legal Block	380
Legal Lot Number	46
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

1805 Owen Dr, residential vacant land, is owned and occupied by an individual who bought it in November 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1805 OWEN DR, CHIPLEY, FL 32428-2748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC
Dec 5, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 13, 2017	Grant Deed, Foreclosure MTI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Dec 5, 2024 · Amount on File
Deed Document Number	202567008423
Deed Book / Page	1354 / 534
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 21, 2025
Property Address	1805 OWEN DR, CHIPLEY, FL 32428-2748
Document Number	0067008423
Book / Page	1354 / 534
Map Reference	MB 2 PG 60
Instrument Date	Nov 20, 2025
Instrument	202567008423
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 OWEN DR, CHIPLEY, FL 32428-2748

Mortgage

Document Number	0000000536
Date	Nov 21, 2025
Instrument	1354/536

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 5, 2024
Property Address	1805 OWEN DR, CHIPLEY, FL 32428-2748
Document Number	0067008839
Book / Page	1322 / 971
Map Reference	MB 2 PG 60
Instrument Date	Dec 3, 2024
Instrument	202467008839
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$101.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6508 OLD INDEPENDENCE RD, BRENHAM, TX 77833-6634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941
Investor	Possibly a Property Investor

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 13, 2017
Property Address	OWEN DR, CHIPLEY, FL 32428
Document Number	0067007834
Book / Page	001103 / 000981
Instrument Date	Oct 31, 2017
Instrument	67007834
Transaction Type	Foreclosure
Record Updated	Nov 20, 2017
Title Company	MTI TITLE

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 NW 57TH PL TAMARAC FL 333216008, TAMARAC, FL 33321-6008

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Owen Dr was $193, up 103.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$193.00 (+103.16%)	$11,000 (+57.14%) Land $11,000	$11,000 (+57.14%) Land $11,000
2024	$95.00 (+14.46%)	$7,000 (+4%) Land $7,000	$7,000 (+4%) Land $7,000
2023	$83.00 (+15.28%)	$5,000 (+42.86%) Land $5,000	$5,000 (+42.86%) Land $5,000
2022	$72.00	$3,500 Land $3,500	$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1805 Owen Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Owen Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Owen Dr

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