1805 Oatman St, Llano, TX 78643 Property Records

Llano County property record for 1805 Oatman St, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,694 sqft · built 1965
Lot Size	0.329 acres (14,331 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Sep 2015)
Tax Bill	$4,131 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20614-000-0530-0`

Property Details

APN / Parcel Number

Primary APN	`20614-000-0530-0`
Alternative APN	`21045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	14,331 sqft (0.329 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	44 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20614-000-0530-0
Street Address	1805 OATMAN ST
City	LLANO
State	TX
Zip	78643-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C RAGSDALE ABST #614 0.329 AC
Legal Subdivision	J C RAGSDALE ABST #614
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	2
Census Block	2128
Census Tract	970200

Owner

1805 Oatman St is owned and occupied by two individuals who bought it in September 2015.

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1805 OATMAN ST, LLANO, TX 78643-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 8, 2020	Deed of Trust, Mortgage LLANO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on File
Deed Sale	Sep 15, 2015 · Amount on File
Deed Document Number	20155398
Deed Book / Page	1560 / 2754
Prior Transfer Date	Sep 14, 2015
Prior Transfer Doc	1560/2754
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1805 OATMAN ST, LLANO, TX 78643-3011
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002207588
Date	Sep 19, 2022
Instrument	22-07588

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1805 OATMAN ST, LLANO, TX 78643-3011
Transaction Type	Mortgage
Record Updated	Jul 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2004190
Date	Jul 8, 2020
Instrument	20-04190

Lender

Name	LLANO NATIONAL BANK
Type	Bank
Address	LLANO, TX 78643

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 5, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 1805 Oatman St was $4,131 with a homeowner's exemption, up 195.3% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Llano City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,131.00 (+195.28%)	$261,066 (+1%)	$302,250 (-2.54%) Land $57,020 Building $245,230
2025	$1,399.00 Homeowner's exemption	$237,333 Land $58,510 Building $251,620	$310,130 Land $58,510 Building $251,620
2023	$2,248.00	$308,670 Land $31,290 Building $277,380	$308,670 Land $31,290 Building $277,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Oatman St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1991–2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Oatman St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LLANO serves 3,352 people · EPA ID TX1500001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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