1805 N 3250 E, Layton, UT 84040 Property Records

Davis County property record for 1805 N 3250 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,775 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Sep 2020)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-174-0001`

Property Details

APN / Parcel Number

Primary APN	`09-174-0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,775 sqft Living Area
Basement Area	1,137 sqft
Unfinished Basement	1,137 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	15,682 sqft (0.36 acres)
Garage Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1805 N 3250 E
City	LAYTON
State	UT
Zip	84040-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1, SADDLE BROOK SUB. CONTAINS 0.36 ACRES
Legal Subdivision	SADDLE BROOK SUBDIVISION
Legal Lot Number	1
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1018
Census Tract	125102

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 N 3250 E, LAYTON, UT 84040-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 17, 2020	Warranty Deed, Transfer INSPIRO FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Apr 28, 1997 · Amount on Record
Deed Document Number	20203294188
Deed Book / Page	7597 / 1683
Prior Transfer Date	Apr 4, 1997
Prior Transfer Doc	0001319258
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jul 28, 2026
Property Address	1805 N 3250 E, LAYTON, UT 84040-2713
Document Number	0003678262
Book / Page	9045 / 865
Instrument Date	Jul 23, 2026
Instrument	20263678262
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 N 3250 E, LAYTON, UT 84040-2713

Mortgage

Document Number	0003678262,
Date	Jul 28, 2026
Book Page	9045/865
Instrument	20263678262

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1805 N 3250 E, LAYTON, UT 84040-2713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003204843
Date	Nov 19, 2019
Book Page	7392/1474
Instrument	3204843

Lender

Name	ZB NA
Type	Bank
Address	CENTERVILLE, UT 84014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 17, 2020
Property Address	1805 N 3250 E, LAYTON, UT 84040-2713
Document Number	0003294188
Book / Page	007597 / 001683
Instrument Date	Sep 17, 2020
Instrument	3294188
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1805 N 3250 E LAYTON UT 840402713, LAYTON, UT 84040-2713

Mortgage

Document Number	3294191
Date	Sep 17, 2020
Book Page	007597/001689
Instrument	3294191

Lender

Name	INSPIRO FIN'L LLC
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,100 (+0.61%) Land $167,928 Building $284,172	$822,000 (+0.61%) Land $305,324 Building $516,676
2025	$4,280.00 (+7.03%)	$449,350 (-40.09%) Land $171,378 Building $277,972	$817,000 (+8.93%) Land $311,596 Building $505,404
2024	$3,999.00 (-0.6%)
2023	$4,023.00 (-4.58%)	$750,000 Land $262,961 Building $487,039	$750,000 Land $262,961 Building $487,039
2022	$4,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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