1805 Middle Loop Rd, West Columbia, SC 29169 Property Records

Lexington County property record for 1805 Middle Loop Rd, West Columbia, SC 29169

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,013 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Oct 2023)
Tax Bill	$12,245 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003644-02-037`

Property Details

APN / Parcel Number

Primary APN	`003644-02-037`
Alternative APN	`0364402037`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,013 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1805 MIDDLE LOOP RD
City	WEST COLUMBIA
State	SC
Zip	29169-5456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RIVERS EDGE PHASE 1 LOT 8 BLK A .27AC
Legal Phase	1
Legal Block	A
Legal Lot Number	8
Jurisdiction	LEXINGTON SC
Township / Civil Division	WEST COLUMBIA-CAYCE
Census Block Group	1
Census Block	1002
Census Tract	20508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saluda Factory Historic District listed 1973 · 3 contributing resources · NRIS 73001718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE OPTIONS INC
Oct 23, 2023	Intrafamily Transfer, Transfer
Jun 2, 2023	Deed, Transfer
May 31, 2023	Deed, Transfer
Apr 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	202336383
Deed Book / Page	21077 / 5812
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	2107902136
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456

Mortgage

Document Number	2119100908
Date	Nov 14, 2025
Book Page	21191/908
Instrument	2025044657

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Oct 12, 2023
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Document Number	2107705812
Book / Page	21077 / 5812
Map Reference	MB 281 PG 434
Instrument Date	Oct 11, 2023
Instrument	2023036383
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456

Mortgage

Document Number	2023036384
Date	Oct 12, 2023
Instrument	2023036384

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Oct 23, 2023
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Document Number	2107902136
Book / Page	21079 / 2136
Map Reference	MB 281 PG 434
Instrument Date	Oct 11, 2023
Instrument	2023037720
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 2, 2023
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Document Number	2105905118
Book / Page	21059 / 5118
Map Reference	MB 281 PG 434
Instrument Date	May 31, 2023
Instrument	2023018995
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 COOGLER CROSSING DR, BLYTHEWOOD, SC 29016-7651

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	May 31, 2023
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Document Number	2105902304
Book / Page	21059 / 2304
Map Reference	MB 21058 PG 1248
Instrument Date	May 30, 2023
Instrument	2023018550
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OLD CARRINGTON PKWY, LEXINGTON, SC 29072-7010

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Apr 5, 2023
Property Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456
Document Number	2105103957
Book / Page	21051 / 3957
Map Reference	MB 281 PG 434
Instrument Date	Apr 5, 2023
Instrument	2023011141
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 MIDDLE LOOP RD, WEST COLUMBIA, SC 29169-5456

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	West Columbia City
Unified School District	Lexington School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,245.00
2024		$32,700 (+112.68%) Land $3,000 Building $29,700	$545,000 (+112.67%) Land $50,000 Building $495,000
2023		$15,375 (-) Land $2,992 Building $12,383	$256,263 (-) Land $49,866 Building $206,397
2022	$5,750.00	$15,375 Land $2,992 Building $12,383	$256,263 Land $49,866 Building $206,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST COLUMBIA serves 34,028 people · EPA ID SC3210004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CarolinaConnect Cooperative, Verizon.

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