Cherokee County property record for 1805 Hwy 294, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1983 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,020 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 455100738531000 |
| Primary APN | 455100738531000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Heated Area |
| Basement Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 32,234 sqft (0.739 acres) |
| Lot Dimensions | 412 ft deep x 31 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 660050012350 |
|---|---|
| Street Address | 1805 HIGHWAY 294 |
| City | MURPHY |
| State | NC |
| Zip | 28906-7981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | REID PROP 429/202 DOT 1397/123 |
| Legal Phase | 429 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 930606 |
1805 Hwy 294, a rural home, is owned and occupied by two individuals who acquired it in May 1981.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1805 HIGHWAY 294, MURPHY, NC 28906-7981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1981 |
| Deed Sale | May 1, 1981 |
| Deed Document Number | 0000429202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1805 HIGHWAY 294, MURPHY, NC 28906-7981 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 01613/0943 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 01613/0943 |
| Instrument | 02191 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1805 Hwy 294 was $1,020.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 | $142,420 | $142,420 Land $6,820 Building $135,600 |
| 2023 | $142,420 | $142,420 Land $6,820 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 Hwy 294 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1805 Hwy 294 is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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