Montgomery County property record for 1805 Eastern Ave, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,150 sqft · built 1958 |
| Lot Size | 0.236 acres (10,275 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Sep 2021) |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Oct 2019 Reverse Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621430010000 |
| Primary APN | 600621430010000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,150 sqft Living Area |
| Basement Area | 1,150 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,275 sqft (0.236 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1805 EASTERN AVE |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SD S/2 NE SE S 75' N 125' E 166.75' LT 2 |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 21 |
| Legal Subdivision | 5TH PRINCIPAL MERIDIAN |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1805 EASTERN AVE, RED OAK, IA 51566-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Feb 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 20211733 |
| Deed Book / Page | 2021 / 1733 |
| Prior Transfer Date | Feb 16, 2018 |
| Prior Transfer Doc | 2018/259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1805 EASTERN AVE, RED OAK, IA 51566-1352 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019/1589 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 2019/1589 |
| Instrument | 1589 |
| Name | AMERICAN ADVISORS GOURP |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | Nov 1, 2020 |
| Index | Other |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1805 EASTERN AVE, RED OAK, IA 51566-1352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1734 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2021/1734 |
| Instrument | 2021 1734 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Feb 16, 2018 |
| Property Address | 1805 EASTERN AVE, RED OAK, IA 51566-1352 |
| Document Number | 2018/259 |
| Book / Page | 2018 / 259 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 000000000259 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1805 EASTERN AVE, RED OAK, IA 51566-1352 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,772.00 (+10.97%) Homeowner's exemption | $137,850 (+18.18%) Land $15,600 Building $122,250 | $137,850 (+18.18%) Land $15,600 Building $122,250 |
| 2024 | $2,498.00 (+29.43%) | ||
| 2023 | $116,640 Land $11,700 Building $104,940 | $116,640 Land $11,700 Building $104,940 | |
| 2022 | $1,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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