1805 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 1805 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,927 sqft · built 2019
Lot Size	0.112 acres (4,860 sqft)
Owner	2 Trust Names on File
Last Sale	$13,050,000 (Apr 2025)
Tax Bill	$75,356 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`048-233-17`

Property Details

APN / Parcel Number

Primary APN	`048-233-17`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	4,860 sqft (0.112 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1805 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR BALBOA TR EAST SIDE ADD BLK 27 LOT 3 BALBOA TR EAST SIDE ADD LOT 3 BLK 27 ALL -INC
Legal Subdivision	EAST SIDE ADD TO THE BALBOA TRACT
Legal Tract	105
Legal Block	27
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	62800

Owner

1805 E Bay Ave is held in a trust since April 2025.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	450 HOMEWOOD RD, LOS ANGELES, CA 90049-2729
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 14, 2018	Grant Deed, Transfer · ARM TOYOTA FINANCIAL CONSUMER SOLUTIONS
Dec 5, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	2025103114
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1805 E BAY AVE, NEWPORT BEACH, CA 92661-1455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 N 66TH PL, PARADISE VALLEY, AZ 85253-4332

Mortgage

Document Number	0000623512
Date	Nov 2, 2020
Instrument	2020000623512

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2018
Property Address	1805 E BAY AVE, NEWPORT BEACH, CA 92661-1455
Document Number	0000468077
Map Reference	MB 4 PG 20
Instrument Date	Dec 3, 2018
Instrument	2018000468077
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10005 W PAPAGO FWY, AVONDALE, AZ 85323-5308

Mortgage

Document Number	0000468078
Date	Dec 14, 2018
Instrument	2018000468078

Lender

Name	TOYOTA FINANCIAL CONSUMER SOLUTIONS
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	9.12%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 5, 2017
Property Address	1805 E BAY AVE, NEWPORT BEACH, CA 92661-1455
Document Number	0000523222
Instrument Date	Oct 31, 2017
Instrument	523222
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,765.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1805 E BAY AVE NEWPORT BEACH CA 926611455, NEWPORT BEACH, CA 92661-1455

Mortgage

Document Number	523223
Date	Dec 5, 2017
Instrument	523223

Lender

Name	BANK OF AMERICA
Type	Bank
Address	700 LOUISIANA ST 4TH, HOUSTON, TX 77002

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1805 E Bay Ave was $75,356, up 1.6% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$13,311,000 (+86.07%) Land $12,425,118 Building $885,882
2025	$75,356.00 (+1.57%)	$7,153,598 Land $6,436,028 Building $717,570
2024	$74,188.00 (+2.39%)
2023	$72,459.00 (+1.67%)	$6,875,816 Land $6,186,110 Building $689,706
2022	$71,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1805 E Bay Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	7 (1993–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1805 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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