1805 E 27th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1805 E 27th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,960 sqft · built 1979
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Mar 2022)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	May 2026 Construction Loan Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`156I H 038`

Property Details

APN / Parcel Number

Primary APN	`156I H 038`
Alternative APN	`0000092537`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,960 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000092537
Street Address	1805 E 27TH ST
City	CHATTANOOGA
State	TN
Zip	37407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 247 FOUST LAND CO ADDN PB6 PG35 0133 05 18
Legal Subdivision	FOUST LAND COMPANYS ADDITION
Legal Lot Number	247
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3211 BLACKHAWK TRL, CHATTANOOGA, TN 37412-1215
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Construction Mortgage ENSIGN TITLE
Mar 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2022242
Deed Book / Page	12891 / 311
Prior Transfer Date	Nov 1, 2011
Prior Transfer Doc	0000000004
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 18, 2026
Property Address	1805 E 27TH ST, CHATTANOOGA, TN 37407
Document Number	0000000229
Book / Page	14302 / 92
Instrument Date	May 15, 2026
Instrument	2026229
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ENSIGN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000229,
Date	May 18, 2026
Book Page	14302/92
Instrument	2026229

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Aug 15, 2026

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 22, 2022
Property Address	1805 E 27TH ST, CHATTANOOGA, TN 37407
Document Number	0000000242
Book / Page	12891 / 311
Map Reference	MB 6 PG 35
Instrument Date	Mar 17, 2022
Instrument	2022032200242
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 BLACKHAWK TRL, CHATTANOOGA, TN 37412-1215
Investor	Possibly a Property Investor

Mortgage

Document Number	0012891314
Date	Mar 22, 2022
Instrument	12891/314

Lender

Name	NOT AVAILABLE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+139.62%)	$117,325 (+253.39%)	$469,300 (+253.39%) Land $30,000 Building $439,300
2024	$742.00	$33,200 (-)	$132,800 (-) Land $10,000 Building $122,800
2023	$742.00	$33,200 (-)	$132,800 (-) Land $10,000 Building $122,800
2022	$742.00	$33,200	$132,800 Land $10,000 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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