1805 Clift Eldridge Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 1805 Clift Eldridge Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Convenience Store
Details	2,556 sqft · built 1988
Lot Size	12.9 acres (563,231 sqft)
Owner	Individual Name on File
Last Sale	$1,124,180 (Mar 2023)
Tax Bill	$7,137 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058 186.01`

Property Details

APN / Parcel Number

Primary APN	`058 186.01`
Alternative APN	`0000124389`

Interior

Stories	1 Story
Building Area	2,556 sqft Total Area

Exterior

Year Built	Built 1988
Exterior Material	Wood Siding
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	563,231 sqft (12.9 acres)
Utility Building	2,556 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	0000124389
Old Parcel Number	058 186.01
Street Address	1805 CLIFT ELDRIDGE RD
City	SODDY DAISY
State	TN
Zip	37379-5812
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Legal Description	SHADY GROVE HARBOR
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2027
Census Tract	10305

Owner

1805 Clift Eldridge Rd, a commercial property, is owned and occupied by an individual who bought it in March 2023.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Mar 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JENNIFER S CARTER ETUX
Sep 11, 2019	Loan Modification, Mortgage · Line of Credit FIRSTBANK
Jun 11, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Mar 5, 1999 · Amount on File
Deed Document Number	2023032200054
Deed Book / Page	13242 / 907
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2026
Property Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5812
Document Number	0000000092
Book / Page	14372 / 432
Instrument Date	Jun 30, 2026
Instrument	202692
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	TITLE GROUP OF TENNESSEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,121,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5812

Mortgage

Document Number	0000000093,
Date	Jul 17, 2026
Instrument	20261793

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 22, 2023
Property Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5812
Document Number	0000000054
Book / Page	13242 / 907
Instrument Date	Mar 14, 2023
Instrument	2023032200054
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, PREFERRED

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,159.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 GIFT ELDRIDGE ROAD, SODDY DAISY, TN 37379

Mortgage

Document Number	0132420910
Date	Mar 22, 2023
Instrument	13242-0910

Lender

Name	JENNIFER S CARTER ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5843
Document Number	0124000115
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1805 CLIFT ELDRIDGE RD SODDY DAISY TN 373795812, SODDY DAISY, TN 37379-5812

Mortgage

Document Number	0124000115
Date	Jan 24, 2020
Book Page	011887/000872
Instrument	200124000115

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2021

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 11, 2019
Property Address	1805 CLIFT ELDRIDGE RD, SODDY DAISY, TN 37379-5843
Document Number	0611000093
Book / Page	011665 / 000676
Instrument Date	Jun 1, 2019
Instrument	190611000093
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$29.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 WATSON RD #A CHATTANOOGA TN 374153314, A, CHATTANOOGA, TN 37415-3314

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Clift Eldridge Rd was $7,137, down 23.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,137.00 (-23.9%)	$470,905 (+12.33%)	$1,257,400 (+12.28%) Land $944,200 Building $313,200
2024	$9,378.00 (-1.35%)	$419,205 (-)	$1,119,900 (-) Land $874,500 Building $245,400
2023	$9,506.00	$419,205	$1,119,900 Land $874,500 Building $245,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1805 Clift Eldridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Clift Eldridge Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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