Osceola County property record for 1805 Charleston Ln, Saint Cloud, FL 34769
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1998 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,900 (May 2018) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-0725-0001-4214 |
| Primary APN | 11-26-30-0725-0001-4214 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Dimensions | 120 ft deep x 111 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 361 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1805 CHARLESTON LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5037 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SMHA |
| Legal Description | SL & IC PB B PG 2 BEG AT SW COR OF LOT 42, E 337.32 FT, N 93 FT TO POB; N 37.63 FT, E 41 FT, N 100.17 FT, W 111.32 FT, S 138.2 FT, E 70.32 FT TO POB AKA LOT 14 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 4214 |
| Legal Lot Number | 42 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 43303 |
1805 Charleston Ln, a mobile home, is owned and occupied by an individual who acquired it in March 2020.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 CHARLESTON LN, SAINT CLOUD, FL 34769-5037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 24, 2018 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Apr 28, 2004 · Amount on File |
| Deed Document Number | 201881862 |
| Deed Book / Page | 5339 / 1242 |
| Last Transfer Date | Mar 26, 2020 |
| Transfer Doc | 0057021295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 2, 2020 |
| Property Address | 1805 CHARLESTON LN, SAINT CLOUD, FL 34769-5037 |
| Document Number | 0057021295 |
| Book / Page | 005702 / 001295 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 45929 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1805 CHARLESTON LN ST CLOUD FL 347695037, ST CLOUD, FL 34769-5037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 1805 CHARLESTON LN, SAINT CLOUD, FL 34769-5037 |
| Document Number | 0055092632 |
| Book / Page | 005509 / 002632 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 49568 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1805 CHARLESTON LN ST CLOUD FL 34769, ST CLOUD, FL 34769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 24, 2018 |
| Property Address | 1805 CHARLESTON LN, SAINT CLOUD, FL 34769-5037 |
| Document Number | 0053391242 |
| Book / Page | 005339 / 001242 |
| Instrument Date | May 24, 2018 |
| Instrument | 81862 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $349.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1805 CHARLESTON LN ST CLOUD FL 34769, ST CLOUD, FL 34769 |
The 2025 property tax bill for 1805 Charleston Ln was $1,048 with a homeowner's exemption, up 4.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (+4.38%) Homeowner's exemption | $101,443 | $178,900 Land $52,600 Building $126,300 |
| 2024 | $1,004.00 (+4.15%) | ||
| 2023 | $964.00 (+5.36%) Homeowner's exemption | $95,714 (+3%) | $167,700 (+26%) Land $41,000 Building $126,700 |
| 2022 | $915.00 Homeowner's exemption | $92,927 | $133,100 Land $41,000 Building $92,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 Charleston Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1805 Charleston Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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