1805 Bloom Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1805 Bloom Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,140 sqft · built 1971
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,800 (Dec 2014)
Tax Bill	$3,555 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-004823`

Property Details

APN / Parcel Number

Primary APN	`09-004823`
Alternative APNs	`9004823` `004823`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,140 sqft Total Area
Basement Area	552 sqft
Finished Basement	552 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.574 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	190 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	004823
Street Address	1805 BLOOM RD
City	WESTMINSTER
State	MD
Zip	21157-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 19 - 25000 SQ FT 1805 BLOOM RD 8-84 WINFIELD HEIGHTS SEC 2
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2024
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 BLOOM RD, WESTMINSTER, MD 21157-7821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Book / Page	7829 / 258
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0076640270
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1805 BLOOM RD, WESTMINSTER, MD 21157-7821
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091030219
Date	Aug 28, 2018
Book Page	9103/0219

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1805 BLOOM RD, WESTMINSTER, MD 21157-7821
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090190048
Date	May 22, 2018
Book Page	9019/0048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1805 BLOOM RD, WESTMINSTER, MD 21157-7821
Document Number	0087960344
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 SAMS CREEK RD WESTMINSTER MD 211577943, WESTMINSTER, MD 21157-7943

Mortgage

Document Number	0087960344
Date	Sep 6, 2017
Book Page	008796/000344

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,555.00 (+5.43%) Homeowner's exemption	$441,067 (+25.35%)	$476,800 (+29%) Land $162,900 Building $313,900
2025	$3,372.00 (-15.19%) Homeowner's exemption
2023	$3,976.00 Homeowner's exemption	$351,867	$369,600 Land $162,900 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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