1805 Ancaster Dr, Byron, MN 55920 Property Records

Olmsted County property record for 1805 Ancaster Dr, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,020 sqft · built 2007
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$728,600 (Feb 2021)
Tax Bill	$13,336 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75.28.21.066231`

Property Details

APN / Parcel Number

Primary APN	`75.28.21.066231`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,401 sqft
2nd Floor Area	1,619 sqft
Basement Area	1,401 sqft
Finished Basement	1,091 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	439 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1805 ANCASTER DR
City	BYRON
State	MN
Zip	55920-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-107 RANGE-015 SOMERBY GOLF COMMUNITY LOT-014 BLOCK-003 LOT 14 BLK 3
Legal Range	15
Legal Township	107
Legal Section	28
Legal Subdivision	SOMERBY GOLF COMMUNITY
Legal Block	3
Legal Lot Number	14
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1001
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 ANCASTER DR, BYRON, MN 55920-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	May 12, 2016 · Amount on Record
Deed Document Number	20211525489
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	A1115496
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1805 ANCASTER DR, BYRON, MN 55920-1552
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 ANCASTER DR, BYRON, MN 55920-1552

Mortgage

Document Number	00A1577811
Date	Nov 29, 2022
Instrument	A-1577811

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1805 ANCASTER DR, BYRON, MN 55920-1552
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1464406
Date	Dec 26, 2018
Instrument	A-1464406

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	Sep 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1805 ANCASTER DR, BYRON, MN 55920-1552
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1497918
Date	Apr 30, 2020
Instrument	A-1497918

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 4, 2021
Property Address	1805 ANCASTER DR, BYRON, MN 55920-1552
Document Number	A1525489
Instrument Date	Jan 6, 2021
Instrument	A-1525489
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,404.38
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1805 ANCASTER DR, BYRON, MN 55920-1552

Mortgage

Document Number	A1525490
Date	Feb 4, 2021
Instrument	A-1525490

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,336.00 Homeowner's exemption
2025		$750,700 Land $150,000 Building $600,700	$750,700 Land $150,000 Building $600,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Minnesota WiFi, Verizon.

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