1805 45th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 1805 45th Ave, Vero Beach, FL 32966 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,007 sqft · built 1954
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jan 2018)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00011-0050-00001.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00011-0050-00001.0`
Alternative APN	`69281`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	1,007 sqft
Utility Area	100 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Open Porch
Porch Area	193 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1805 45TH AVE
City	VERO BEACH
State	FL
Zip	32966-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPICOLONY SUB BLK 5 LOT 1 & S 1/2 OF LOT 2 PBI 3-48
Legal Range	39E
Legal Township	33S
Legal Section	04
Legal Subdivision	TROPICOLONY SUB
Legal Block	5
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1009
Census Tract	50702

Owner

Source: Indian River County records · APN 33-39-04-00011-0050-00001.0

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1805 45TH AVE, VERO BEACH, FL 32966-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2018 · Amount on Record
Deed Sale	Jan 03, 2018 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	2018463
Deed Book / Page	3083 / 727
Prior Transfer Date	Feb 15, 2000
Prior Transfer Doc	1317002627
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 03, 2018
Property Address	1805 45TH AVE, VERO BEACH, FL 32966-2319
Document Number	0030830727
Book / Page	003083 / 000727
Instrument Date	Dec 28, 2017
Instrument	463
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	TREASURE COAST TITLE SETTLEMEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 45TH AVE VERO BEACH FL 329662319, VERO BEACH, FL 32966-2319

Mortgage

Document Number	30830729
Date	Jan 03, 2018
Book Page	003083/000729
Instrument	464

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2048

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (+30.95%) Homeowner's exemption	$106,352 (+5.99%)	$200,604 (+14%) Land $68,850 Building $131,754
2023	$1,021.00 (+3.87%)	$100,344 (+3%)	$175,964 (+15.42%) Land $47,813 Building $128,151
2022	$983.00	$97,421	$152,454 Land $45,900 Building $106,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force 116 of 124 on primary residences
Nearby Flood Claims	33 (1978–2024)
Claims Outside the SFHA	16 of 33
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 3 claims Tropical Storm Fay (Aug 2008), 4 claims Hurricane Frances (Sep 2004), 17 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.