1805 3rd Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 1805 3rd Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1133428015`

Property Details

APN / Parcel Number

Primary APN	`1133428015`
Alternative APNs	`116516` `94630`

Exterior

Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide

Location & Zoning

Account Number	116516
Street Address	1805 3RD AVE
City	ROCK FALLS
State	IL
Zip	61071-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYSIDE SUB #2 N 90' LOT 1 BLK 5 445601X
Legal Subdivision	SUNNYSIDE SUBDIVISION
Legal Block	5
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3021
Census Tract	1700

Owner

1805 3rd Ave is owned and occupied by an individual who acquired it in September 2023.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE CREDIT UNION
Jul 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2007
Deed Sale	Mar 12, 2007
Deed Document Number	20072190-2007
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000004875
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Aug 31, 2026
Property Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900
Document Number	0000004682
Instrument Date	Aug 4, 2026
Instrument	20264682
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900

Mortgage

Document Number	0000004682,
Date	Aug 31, 2026
Instrument	20264682

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 4, 2023
Property Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900
Document Number	0000004875
Instrument Date	Sep 25, 2023
Instrument	2023-04875
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900

Mortgage

Document Number	0000004876
Date	Oct 4, 2023
Instrument	2023-04876

Lender

Name	CORNERSTONE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 31, 2023
Property Address	1805 3RD AVE, ROCK FALLS, IL 61071-2900
Document Number	0000003743
Instrument Date	Jul 31, 2023
Instrument	2023-03743
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 W 20TH ST, ROCK FALLS, IL 61071-2939

Tax Assessment & Valuation

The 2025 property tax bill for 1805 3rd Ave was $3,337.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00	$36,391 Land $3,904 Building $32,487
2024			$109,173 Land $11,712 Building $97,461
2022	$1,159.00 Senior Citizen's exemption	$24,862 Land $3,120 Building $21,742	$74,586 Land $9,360 Building $65,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 3rd Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1805 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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