Lake County property record for 18046 White Oak Ave, Lowell, IN 46356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,522 sqft · built 1928 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,832 (2024) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-10-01-0069-0028 |
| Primary APN | 010-10-01-0069-0028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,522 sqft Living Area |
| Basement Area | 1,282 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Lean-To | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 010-10-01-0069-0028 |
|---|---|
| Old Parcel Number | 100100690028 |
| Street Address | 18046 WHITE OAK AVE |
| City | LOWELL |
| State | IN |
| Zip | 46356-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E. 314 FT OF S. 416.18 FT OF SE SE S.19 T.33 R.9 3 AC. |
| Legal Range | 09 |
| Legal Township | 33 |
| Legal Section | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | WEST CREEK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 43401 |
18046 White Oak Ave is owned and occupied by an individual who acquired it in February 2015.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18046 WHITE OAK AVE, LOWELL, IN 46356-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2014 |
| Deed Sale | Sep 2, 2014 |
| Prior Sale | Sep 2, 2014 |
| Deed Document Number | 0000052644 |
| Last Transfer Date | Feb 24, 2015 |
| Transfer Doc | 0000010375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 18046 WHITE OAK AVE, LOWELL, IN 46356-9356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000076773 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018 076773 |
| Name | TECH CU |
|---|---|
| Type | Credit Union |
| Address | CROWN POINT, IN 46307 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | West Creek Township |
| Unified School District | Tri-Creek School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330,600 Land $90,000 Building $240,600 | $330,600 Land $90,000 Building $240,600 | |
| 2024 | $2,832.00 | ||
| 2023 | $321,400 (+2.23%) Land $90,000 Building $231,400 | $321,400 (+2.23%) Land $90,000 Building $231,400 | |
| 2022 | $2,983.00 | $314,400 Land $90,000 Building $224,400 | $314,400 Land $90,000 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18046 White Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18046 White Oak Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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