St. Mary's County property record for 18045 Shipwreck Ct, Dameron, MD 20628 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,228 sqft Total Area |
| Lot Size | 78,844 sqft (1.81 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2004) |
| Tax Bill | $3,572.00 (2025) |
| Primary APN | 01-041002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,228 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 78,844 sqft (1.81 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 241 sqft Deck |
| Porch Area | 160 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 041002 |
|---|---|
| Street Address | 18045 SHIPWRECK CT |
| City | DAMERON |
| State | MD |
| Zip | 20628-3200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PLAT 39/04 BAY MEADOWS |
| Legal Subdivision | BAY MEADOWS |
| Legal Lot Number | 10 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 1, ST. INIGOES |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-041002
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18045 SHIPWRECK CT, DAMERON, MD 20628-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2004 · Amount on Record |
| Deed Sale | Aug 09, 2004 · Amount on Record |
| Prior Sale | Dec 08, 1995 |
| Deed Doc Number | 2004361 |
| Deed Book / Page | 2339 / 78 |
| Transfer Doc | 0024260741 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18045 SHIPWRECK CT, DAMERON, MD 20628-3200 |
| Document Number | 0047140220 |
| Book / Page | 004714 / 000220 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 18045 SHIPWRECK CT DAMERON MD 206283200, DAMERON, MD 20628-3200 |
| Document Number | 0047140220 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 004714/000220 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 (+6.35%) Land $124,000 Building $245,200 | $369,200 (-) Land $124,000 Building $245,200 | |
| 2025 | $3,572.00 (+8.77%) Homeowner's exemption | $347,167 (+14.54%) | $369,200 (+21.81%) Land $124,000 Building $245,200 |
| 2023 | $3,284.00 Homeowner's exemption | $303,100 Land $119,000 Building $184,100 | $303,100 Land $119,000 Building $184,100 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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