18044 E 95th St N, Owasso, OK 74055 Property Records

Rogers County property record for 18044 E 95th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,186 sqft · built 1979
Lot Size	2.95 acres (128,720 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Sep 2011)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24211402340`

Property Details

APN / Parcel Number

Primary APN	`24211402340`
Alternative APNs	`000000-00-0-00297-002-0044` `0020342` `20342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	128,720 sqft (2.95 acres)
Garage Type	Detached
Garage Area	875 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Deck Area	550 sqft
Patio Area	742 sqft
Balcony Area	192 sqft
Gazebo	256 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20342
Street Address	18044 E 95TH ST N
City	OWASSO
State	OK
Zip	74055-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 BLOCK 2 EASTWOOD LAKE ESTS. 2 AMD.
Legal Range	14E
Legal Township	21N
Legal Section	24
Legal Subdivision	EASTWOOD LAKE EST II AMD
Legal Block	2
Legal Lot Number	44
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

18044 E 95th St N is owned and occupied by two individuals who bought it in September 2011.

Source: Rogers County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18044 E 95TH ST N, OWASSO, OK 74055-8035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2011 · Amount on File
Deed Sale	Sep 29, 2011 · Amount on File
Deed Document Number	201112854
Deed Book / Page	2197 / 701
Prior Transfer Date	Apr 9, 2009
Prior Transfer Doc	0000006175
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	18044 E 95TH ST N, OWASSO, OK 74055-8035
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021018297
Date	Sep 30, 2021
Instrument	2021-018297

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 18044 E 95th St N was $5,157, up 3.3% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,882 (+5%) Land $18,045 Building $31,837	$453,470 (-4.18%) Land $164,042 Building $289,428
2025	$5,157.00 (+3.28%)	$47,506 (+5%) Land $17,185 Building $30,321	$473,256 (+4.66%) Land $178,715 Building $294,541
2024	$4,993.00 (+7.31%)	$45,244 (+5%) Land $16,367 Building $28,877	$452,188 (+15.43%) Land $178,715 Building $273,473
2023	$4,653.00	$43,090 Land $6,050 Building $37,040	$391,726 Land $55,000 Building $336,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18044 E 95th St N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18044 E 95th St N is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20