Prince William County property record for 18042 Stump St, Dumfries, VA 22026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,928 sqft · built 2018 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $693,000 (Nov 2019) |
| Tax Bill | $8,703 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8288-79-3910 |
| Primary APN | 8288-79-3910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,071 sqft Living Area |
| Gross Area | 5,926 sqft |
| 1st Floor Area | 2,010 sqft |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,143 sqft |
| Unfinished Basement | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,123 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 228382 |
|---|---|
| Street Address | 18042 STUMP ST |
| City | DUMFRIES |
| State | VA |
| Zip | 22026-2788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PMR |
| Legal Description | POTOMAC SHORES LAND BAY 3 L 30 |
| Legal Subdivision | POTOMAC SHORES LAND BAY |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 900904 |
Source: Prince William County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 18042 STUMP ST, DUMFRIES, VA 22026-2788 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI MCLEAN MTG |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 201987341 |
| Last Transfer Date | Jul 8, 2024 |
| Transfer Doc | 0000046589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 18042 STUMP ST, DUMFRIES, VA 22026-2788 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008362 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 202402200008362 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 18042 STUMP ST, DUMFRIES, VA 22026-2788 |
| Document Number | 0000065639 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | BRIDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 18042 STUMP ST DUMFRIES VA 220262788, DUMFRIES, VA 22026-2788 |
| Document Number | 0000065639 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 65639 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 18042 STUMP ST, DUMFRIES, VA 22026-2788 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | CWC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18042 STUMP ST DUMFRIES VA 220262788, DUMFRIES, VA 22026-2788 |
| Document Number | 87342 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 87342 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
Source: Prince William County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,703.00 (+0.29%) | $887,700 (+6.43%) Land $273,100 Building $614,600 | $887,700 (+6.43%) Land $273,100 Building $614,600 |
| 2023 | $8,678.00 | $834,100 Land $252,700 Building $581,400 | $834,100 Land $252,700 Building $581,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - EAST serves 168,747 people · EPA ID VA6153600 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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