1804 Windhurst Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1804 Windhurst Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$157,425 (Feb 2005)
Tax Bill	$884 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173 A 65D`

Property Details

APN / Parcel Number

Primary APN	`173 A 65D`
Alternative APNs	`30000701` `421879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	160 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421879
Street Address	1804 WINDHURST DR
City	HARDY
State	VA
Zip	24101-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDY
Legal Subdivision	HARDY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1804 WINDHURST DR, HARDY, VA 24101-3767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2005 · Amount on Record
Deed Sale	Feb 15, 2005 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	0050002322
Last Transfer Date	Feb 16, 2011
Transfer Doc	0110001798
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Aug 11, 2026
Property Address	1804 WINDHURST DR, HARDY, VA 24101-3767
Document Number	0000007529
Instrument Date	Aug 10, 2026
Instrument	20267529
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 WINDHURST DR, HARDY, VA 24101-3767

Mortgage

Document Number	0000007529,
Date	Aug 11, 2026
Instrument	20267529

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1804 WINDHURST DR, HARDY, VA 24101-3767
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014182
Date	Oct 5, 2021
Instrument	210014182

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1804 WINDHURST DR, HARDY, VA 24101-3767
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001405
Date	Feb 27, 2023
Instrument	230001405

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$884.00 Additional exemption filed	$107,900	$215,800 Land $60,000 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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