1804 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1804 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Aug 2021)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-067`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-067`

Interior

Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1804 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 5 - BEG 61.94'W SE COR, N95.54' W28.1' S95.54' E28.1' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	5
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1804 Waters Edge Dr is owned and occupied by an individual who bought it in August 2021.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1804 WATERS EDGE DR, MINOOKA, IL 60447-8265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Aug 31, 2021	Warranty Deed, Construction Loan · Construction Mortgage UNION HOME MORTGAGE CORP
May 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2021606752
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	0000592590
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1804 WATERS EDGE DR, MINOOKA, IL 60447-8265
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621898
Date	Oct 5, 2023
Instrument	621898

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 31, 2021
Property Address	1804 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000606752
Map Reference	DOC 423065
Instrument Date	Aug 4, 2021
Instrument	606752
Transaction Type	Construction Loan
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 WATERS EDGE DR, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000606753
Date	Aug 31, 2021
Instrument	606753

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	May 20, 2020
Property Address	1804 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000592590
Instrument Date	May 14, 2020
Instrument	592590
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1804 WATERS EDGE DR MINOOKA IL 604478265, MINOOKA, IL 60447-8265

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Waters Edge Dr was $7,042 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,042.00	$87,803 Land $17,276 Building $70,527	$263,409 Land $51,828 Building $211,581
2022	$5,178.00 Homeowner's exemption	$70,554 Land $13,882 Building $56,672	$211,662 Land $41,646 Building $170,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1804 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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