St. Clair County property record for 1804 Wadhams Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,360 sqft · built 2002 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-021-3004-000 |
| Primary APN | 74-30-021-3004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 2,360 sqft |
| Basement Area | 2,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1804 WADHAMS RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG S 0D 5M 50S E 335.16' FROM E 1/4 COR, TH S 0D 5M 50S E 167.58', TH S 89D 37M 39S W 1353.16', TH N 0D 5M 53S W 166.90', TH |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 640200 |
1804 Wadhams Rd is owned and occupied by an individual who acquired it in July 2021.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Oct 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2021 |
| Transfer Doc | 5432387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Document Number | 0000566099 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 5660/99 |
| Instrument | 2023017708 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 8, 2021 |
| Property Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Document Number | 5432387 |
| Book / Page | 5432 / 387 |
| Instrument Date | Jul 25, 2021 |
| Instrument | 2021028560 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Document Number | 2021028561 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021028561 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1804 WADHAMS RD, SAINT CLAIR, MI 48079-3116 |
| Document Number | 0048780898 |
| Book / Page | 004878 / 000898 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 18 WADHAMS RD #04 ST CLAIR MI 48079, 4, ST CLAIR, MI 48079 |
| Document Number | 0048780898 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 004878/000898 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1804 Wadhams Rd was $2,172 with a homeowner's exemption, up 3.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,500 (+5.75%) | $515,000 | |
| 2025 | $2,172.00 (+3.48%) Homeowner's exemption | $243,500 | |
| 2024 | $2,099.00 | $487,000 | |
| 2023 | $192,900 | ||
| 2022 | $1,910.00 | $385,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1804 Wadhams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1804 Wadhams Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Duke Broadband Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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