1804 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 1804 W Pearson St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,852 sqft · built 1988
Lot Size	1 acres (43,705 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Dec 2011)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00630-021.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00630-021.0`
Alternative APNs	`1818S19E0110006300210` `2306998`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,705 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	502 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Porch Area	329 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306998
Old Parcel Number	1818S19E0110006300210
Street Address	1804 W PEARSON ST
City	HERNANDO
State	FL
Zip	34442-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 21 BLK 63 DESC IN OR BK 661 PG 1820
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	63
Legal Lot Number	21
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1017
Census Tract	450704

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 24, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 7, 2011 · Amount on Record
Deed Sale	Dec 7, 2011 · Amount on Record
Prior Sale	Jun 4, 2010
Deed Document Number	2011049831
Deed Book / Page	2452 / 0452
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241

Mortgage

Document Number	0032230840
Date	Nov 5, 2021
Book Page	3223/840
Instrument	2021077224

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241

Mortgage

Document Number	0031280235
Date	Jan 22, 2021
Book Page	3128/235
Instrument	2021004183

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241
Document Number	0030261937
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1804 W PEARSON ST HERNANDO FL 344423241, HERNANDO, FL 34442-3241

Mortgage

Document Number	0030261937
Date	Dec 23, 2019
Book Page	003026/001937
Instrument	66536

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1804 W PEARSON ST, HERNANDO, FL 34442-3241
Document Number	0029310554
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1804 W PEARSON ST HERNANDO FL 344423241, HERNANDO, FL 34442-3241

Mortgage

Document Number	0029310554
Date	Oct 4, 2018
Book Page	002931/000554
Instrument	50352

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+7.28%) Homeowner's exemption Additional exemption filed	$241,803 (-3.74%) Land $31,000 Building $210,803	$241,803 (-3.74%) Land $31,000 Building $210,803
2024	$1,182.00 (+3.23%) Homeowner's exemption Additional exemption filed	$251,209 (-1.51%) Land $29,500 Building $221,709	$251,209 (-1.51%) Land $29,500 Building $221,709
2023	$1,145.00 (+6.91%) Homeowner's exemption Additional exemption filed	$255,073 (+22.78%) Land $25,500 Building $229,573	$255,073 (+22.78%) Land $25,500 Building $229,573
2022	$1,071.00 Homeowner's exemption Additional exemption filed	$207,741 Land $17,250 Building $190,491	$207,741 Land $17,250 Building $190,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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