1804 Taft Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1804 Taft Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1998
Lot Size	4.37 acres (190,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Feb 2021)
Tax Bill	$6,757 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Feb 2021 Sale & Mortgage
APN	`0950000000760`

Property Details

APN / Parcel Number

Primary APN	`0950000000760`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
1st Floor Area	2,009 sqft
Attic	Attic
Attic Area	514 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	190,357 sqft (4.37 acres)
Lot Dimensions	972 ft deep x 193 ft wide
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Slab
Porch Area	300 sqft
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1804 TAFT RD
City	CHESAPEAKE
State	VA
Zip	23322-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LT 3 MINOR SUB TR 1 S T & B S HART PROP 4.370 AC
Legal Subdivision	WHOLE MAP 095
Legal Tract	1
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 TAFT RD, CHESAPEAKE, VA 23322-2730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20214860
Deed Book / Page	10303 / 1164
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1804 TAFT RD, CHESAPEAKE, VA 23322-2730
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9745/1181
Date	Jan 18, 2017
Book Page	9745/1181
Instrument	170001314

Lender

Name	FULTON BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 2, 2021
Property Address	1804 TAFT RD, CHESAPEAKE, VA 23322-2730
Document Number	10303/1164
Book / Page	10303 / 1164
Instrument Date	Jan 29, 2021
Instrument	210004860
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 TAFT RD, CHESAPEAKE, VA 23322-2730

Mortgage

Document Number	210004861
Date	Feb 2, 2021
Instrument	210004861

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,300 (+16.64%) Land $278,400 Building $501,900	$780,300 (+16.64%) Land $278,400 Building $501,900
2025	$6,757.00 (+60.38%)	$669,000 (+7.8%) Land $246,600 Building $422,400	$669,000 (+7.8%) Land $246,600 Building $422,400
2023		$620,600 (+8.9%) Land $196,600 Building $424,000	$620,600 (+8.9%) Land $196,600 Building $424,000
2022		$569,900 Land $176,600 Building $393,300	$569,900 Land $176,600 Building $393,300
2019	$4,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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