1804 Snell Rd, Chipley, FL 32428 Property Records

Washington County property record for 1804 Snell Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1999
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,252 (2024)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`000025540002`

Property Details

APN / Parcel Number

Primary APN	`000025540002`
Alternative APN	`25540002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,304 sqft Heated Area
Gross Area	3,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	629 sqft
Porch	Open Porch
Porch Area	288 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025540002
Street Address	1804 SNELL RD
City	CHIPLEY
State	FL
Zip	32428-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 5 13 20 ORB 1107 P 363 W 1/2 OF SW4 OF SW4 AND ESMT AS DESC IN ORB 1107 P 363, ORB 1338 P 653.
Legal Range	13W
Legal Township	05N
Legal Section	19
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1007
Census Tract	970103

Owner

1804 Snell Rd is owned and occupied by two individuals who acquired it in June 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1804 SNELL RD, CHIPLEY, FL 32428-4114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Deed Document Number	0001338653
Deed Book / Page	1107 / 363
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	201767008793
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1804 SNELL RD, CHIPLEY, FL 32428-4114
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SNELL RD, CHIPLEY, FL 32428-4114

Mortgage

Document Number	0067001753
Date	Mar 10, 2026
Book Page	1364/277
Instrument	202667001753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1804 SNELL RD, CHIPLEY, FL 32428-4114
Document Number	0067003922
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1804 SNELL RD CHIPLEY FL 324284114, CHIPLEY, FL 32428-4114

Mortgage

Document Number	0067003922
Date	May 20, 2019
Book Page	001145/000786
Instrument	67003922

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 19, 2039

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$136,089 (+2.83%)	$309,472 (+9.79%)
2024	$1,252.00 (+4.33%) Homeowner's exemption	$132,339 (+2.93%)	$281,871 (+6.81%)
2023	$1,200.00 (+3.36%) Homeowner's exemption	$128,573 (+2.93%)	$263,906 (+8.49%)
2022	$1,161.00 Homeowner's exemption	$124,917	$243,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Snell Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Snell Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Snell Rd

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