1804 Smith Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 1804 Smith Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,692 sqft · built 1977
Lot Size	0.251 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2024)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-9-0001.0052`

Property Details

APN / Parcel Number

Primary APN	`09-9-0001.0052`
Alternative APNs	`20-09-9-0001.0052` `07296730`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
1st Floor Area	1,642 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,977 sqft (0.251 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07296730
Street Address	1804 SMITH RD
City	CHARLESTON
State	WV
Zip	25314-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 158 SEC 9 ROLLING HILLS SMITH RD 1804
Legal Lot Number	158
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	1901

Owner

1804 Smith Rd is owned by an individual who bought it in October 2024.

Source: Kanawha County records, as of November 5, 2025

Owner of Record	Individual Name on File
Mailing Address	417 SHERIDAN CIR, CHARLESTON, WV 25314-1052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK
Oct 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SUMMIT COMMUNITY BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	32120292
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANAWHA WV
Property Address	1804 SMITH RD, CHARLESTON, WV 25314-2252
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046790431
Date	Feb 5, 2024
Instrument	46790431

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Oct 23, 2023
Property Address	1804 SMITH RD, CHARLESTON, WV 25314-2252
Document Number	0031830974
Instrument Date	Oct 6, 2023
Instrument	31830974
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SHERIDAN CIR, CHARLESTON, WV 25314-1052

Mortgage

Document Number	0046660065
Date	Oct 23, 2023
Instrument	46660065

Lender

Name	SUMMIT COMMUNITY BANK INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0046680297
Date	Nov 8, 2023
Instrument	46680297

Lender

Name	SUMMIT COMMUNITY BANK INC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Smith Rd was $5,108.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,108.00	$158,760 Land $25,800 Building $132,960	$264,600 Land $43,000 Building $221,600
2023	$4,942.00 (-1.08%)	$153,600 (-1.08%) Land $25,800 Building $127,800	$256,000 (-1.08%) Land $43,000 Building $213,000
2022	$4,996.00	$155,280 Land $25,800 Building $129,480	$258,800 Land $43,000 Building $215,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1804 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Smith Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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