1804 Michael St, El Campo, TX 77437 Property Records

Wharton County property record for 1804 Michael St, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1975
Lot Size	0.499 acres (21,723 sqft)
Owner	Individual Name on File
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11010-002-010-01`

Property Details

APN / Parcel Number

Primary APN	`11010-002-010-01`
Alternative APNs	`R021604` `21604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Lot Area	21,723 sqft (0.499 acres)
Lot Dimensions	190 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Pool Area	80 sqft
Porch	Open Porch
Porch Area	104 sqft
Patio Area	890 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1101000201001
Street Address	1804 MICHAEL ST
City	EL CAMPO
State	TX
Zip	77437-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNE WEST BLOCK 2 LOT 1B
Legal Subdivision	PAYNE WEST
Legal Block	2
Legal Lot Number	1B
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	2
Census Block	2024
Census Tract	740901

Owner

1804 Michael St is owned and occupied by an individual who acquired it in August 2023.

Source: Wharton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1804 MICHAEL ST, EL CAMPO, TX 77437-9352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Prior Sale	Jul 24, 2023
Deed Document Number	20233991
Deed Book / Page	1316 / 297
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	000990/106
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Jun 2, 2022
Property Address	1804 MICHAEL ST, EL CAMPO, TX 77437-9352
Document Number	0001268/30
Book / Page	1268 / 30
Map Reference	VOL 223 PG 436
Instrument Date	May 31, 2022
Instrument	2022-00003385
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 SAM HOUSTON DR, EL CAMPO, TX 77437-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 MICHAEL ST, EL CAMPO, TX 77437-9352

Mortgage

Document Number	0000126833
Date	Jun 2, 2022
Instrument	1268/33

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Michael St was $4,477 with a homeowner's exemption, down 3.1% from the year before.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,701 (-0.41%) Land $58,220 Building $192,481	$250,701 (-0.41%) Land $58,220 Building $192,481
2025	$4,477.00 (-3.05%) Homeowner's exemption	$251,738 Land $57,569 Building $194,169	$251,738 Land $57,569 Building $194,169
2024	$4,618.00
2023		$229,816 Land $52,138 Building $177,678	$229,816 Land $52,138 Building $177,678
2022	$4,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Michael St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Michael St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
YK Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50