Ingham County property record for 1804 Merganser Dr, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,843 sqft · built 2007 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Jul 2021) |
| Tax Bill | $7,966 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-20-277-013 |
| Primary APN | 33-25-05-20-277-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Basement Area | 1,315 sqft |
| Unfinished Basement | 1,315 sqft |
| Flooring | Tile |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,379 sqft (0.376 acres) |
| Lot Dimensions | 205 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 327 sqft |
| Balcony Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1804 MERGANSER DR |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-7600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | MEADOW RIDGE SUBDIVISION #5, LOT 140 SPLIT ON 08/23/2006 FROM 33-25-05-20-200-018; |
| Legal Subdivision | MEADOW RIDGE 05 |
| Legal Lot Number | 140 |
| Legal Unit | 140 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5501 |
1804 Merganser Dr is owned and occupied by an individual who bought it in July 2021.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1804 MERGANSER DR, HOLT, MI 48842-7600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Apr 16, 2018 | Deed of Trust, Mortgage · Line of Credit LAFCU |
| Mar 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Apr 2, 2008 · Amount on File |
| Deed Document Number | 202132469 |
| Prior Transfer Date | Mar 9, 2018 |
| Prior Transfer Doc | 0000010494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jul 22, 2021 |
| Property Address | 1804 MERGANSER DR, HOLT, MI 48842-7600 |
| Document Number | 0000032469 |
| Map Reference | LB 56 PG 49 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-032469 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,906.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1804 MERGANSER DR, 1804, HOLT, MI 48842-7600 |
| Name | Verified Name |
|---|---|
| Address | 3630 SCHOLAR LN, HOLT, MI 48842-9417 |
| Document Number | 0000032470 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-032470 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 1804 MERGANSER DR, HOLT, MI 48842-7600 |
| Document Number | 0000015343 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1804 MERGANSER DR HOLT MI 488427600, HOLT, MI 48842-7600 |
| Document Number | 0000015343 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 15343 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 23, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 1804 MERGANSER DR, HOLT, MI 48842-7600 |
| Document Number | 0000015344 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1804 MERGANSER DR HOLT MI 488427600, HOLT, MI 48842-7600 |
| Document Number | 0000015344 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 15344 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Mar 22, 2018 |
| Property Address | 1804 MERGANSER DR, HOLT, MI 48842-7600 |
| Document Number | 0000010494 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 10494 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1804 MERGANSER DR HOLT MI 488427600, HOLT, MI 48842-7600 |
The 2025 property tax bill for 1804 Merganser Dr was $7,966 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,400 (+2.65%) Land $35,400 Building $135,000 | $340,800 (+2.65%) Land $70,800 Building $270,000 | |
| 2025 | $7,966.00 Homeowner's exemption | $166,000 Land $35,400 Building $130,600 | $332,000 Land $70,800 Building $261,200 |
| 2023 | $150,500 Land $26,900 Building $123,600 | $301,000 Land $53,800 Building $247,200 | |
| 2022 | $5,015.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1804 Merganser Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1978–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1804 Merganser Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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