1804 Inverness Way, Dunkirk, MD 20754 Property Records

Calvert County property record for 1804 Inverness Way, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1973
Lot Size	3.07 acres (134,165 sqft)
Owner	Individual Name on File
Last Sale	$433,000 (Oct 2018)
Tax Bill	$4,268 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-022838`

Property Details

APN / Parcel Number

Primary APN	`03-022838`
Alternative APNs	`3022838` `022838`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Total Area
1st Floor Area	1,368 sqft
Attic Area	410 sqft
Basement Area	1,162 sqft
Finished Basement	1,162 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	134,165 sqft (3.07 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	022838
Old Parcel Number	3022838
Street Address	1804 INVERNESS WAY
City	DUNKIRK
State	MD
Zip	20754-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 35A SEC 1 DUNKIRK WOODS
Legal Subdivision	DUNKIRK WOODS SEC 01
Legal Lot Number	35A
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

1804 Inverness Way is owned and occupied by an individual who bought it in October 2018.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 29, 2018	Special Warranty Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Feb 13, 1996
Deed Document Number	0005273488
Deed Book / Page	5273 / 488
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739

Mortgage

Document Number	0059120087
Date	Mar 30, 2021
Book Page	5912/87

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739
Document Number	0054160487
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 INVERNESS WAY DUNKIRK MD 207549739, DUNKIRK, MD 20754-9739

Mortgage

Document Number	0054160487
Date	Aug 19, 2019
Book Page	005416/000487

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 29, 2018
Property Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739
Document Number	0052730488
Book / Page	5273 / 488
Map Reference	MB JLB181 FO371
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 CHELTENHAM CT E, 1506, CROWNSVILLE, MD 21032-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 INVERNESS WAY, DUNKIRK, MD 20754-9739

Mortgage

Document Number	0005273496
Date	Oct 29, 2018
Instrument	5273/496

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,268.00 Homeowner's exemption	$410,833	$457,700 Land $176,100 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Inverness Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Inverness Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Inverness Way

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