1804 Highsmith Rd, Burgaw, NC 28425 Property Records

Pender County property record for 1804 Highsmith Rd, Burgaw, NC 28425

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,823 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Sep 2023)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3228-04-8235-0000`

Property Details

APN / Parcel Number

Primary APN	`3228-04-8235-0000`
Alternative APNs	`000053842` `882527`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,823 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Porch
Porch Area	580 sqft
Deck Area	180 sqft
Lean-To	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000053842
Old Parcel Number	3228 04 8235 0000
Street Address	1804 HIGHSMITH RD
City	BURGAW
State	NC
Zip	28425-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ON E/S 1400 2MI S/BURGAW
Legal Subdivision	FARM 267 ST HELENA COLONY
Jurisdiction	PENDER NC
Township / Civil Division	BURGAW
Census Block Group	1
Census Block	1016
Census Tract	920401

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1804 HIGHSMITH RD, BURGAW, NC 28425-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	0019414820
Deed Book / Page	1941 / 4820
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Jul 16, 2026
Property Address	1804 HIGHSMITH RD, BURGAW, NC 28425-4714
Document Number	0020158637
Book / Page	4898 / 400
Instrument Date	Jul 13, 2026
Instrument	202620158637
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 HIGHSMITH RD, BURGAW, NC 28425-4714

Mortgage

Document Number	0020158637,
Date	Jul 16, 2026
Book Page	4898/400
Instrument	202620158637

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 5, 2023
Property Address	1804 HIGHSMITH RD, BURGAW, NC 28425-4714
Document Number	0048201941
Book / Page	4820 / 1941
Map Reference	MB 3 PG 27
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5785 N DURANGO TER, BEVERLY HILLS, FL 34465-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 HIGHSMITH RD, BURGAW, NC 28425-4714

Mortgage

Document Number	0048201943
Date	Sep 5, 2023
Instrument	4820-1943

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	St. Helena Village
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (+11.02%)	$826,058 (+145.07%) Land $127,950 Building $698,108	$826,058 (+145.07%) Land $127,950 Building $698,108
2023		$337,076 (-) Land $77,000 Building $260,076	$337,076 (-) Land $77,000 Building $260,076
2022	$2,823.00	$337,076 Land $77,000 Building $260,076	$337,076 Land $77,000 Building $260,076

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	26 (1996–2022)
Claims Outside the SFHA	9 of 26
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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