Carroll County property record for 1804 Harrowsmith Ct, Hampstead, MD 21074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,208 sqft Total Area |
| Lot Size | 9,835 sqft (0.226 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2026) |
| Tax Bill | $5,731.00 (2025) |
| Primary APN | 08-060495 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,208 sqft Total Area |
| Basement Area | 900 sqft Basement |
| Finished Basement | 900 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,835 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 240 sqft Deck |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 060495 |
|---|---|
| Street Address | 1804 HARROWSMITH CT |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-2554 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 123 - 9835 SF 1804 HARROWSMITH CT 40-3 N CARR FARMS SC 4 PLT A |
| Legal Subdivision | NORTH CARROLL FARMS SEC 04 |
| Legal Lot Number | 123 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 8, HAMPSTEAD |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 508103 |
Source: Carroll County records · APN 08-060495
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MORTGAGE |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ORRSTOWN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2013 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 11775 / 413 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Document Number | 0113000236 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 11300/236 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 15, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 01, 2026 |
| Property Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Document Number | 1177000413 |
| Book / Page | 11775 / 413 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,600.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Document Number | 1177000422, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 11775/422 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1804 HARROWSMITH CT, HAMPSTEAD, MD 21074-2554 |
| Document Number | 0097080203 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | COLE TITLE, COLE TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 1804 HARROWSMITH CT HAMPSTEAD MD 210742554, HAMPSTEAD, MD 21074-2554 |
| Document Number | 0097080203 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 009708/000203 |
| Name | ORRSTOWN BK |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 08, 2035 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,833 (+5.64%) | $492,300 (+16.91%) Land $120,000 Building $372,300 | |
| 2025 | $5,731.00 (+14.62%) | $421,100 (+13.68%) Land $110,000 Building $311,100 | $421,100 (-) Land $110,000 Building $311,100 |
| 2023 | $5,000.00 | $370,433 | $421,100 Land $110,000 Building $311,100 |
1804 Harrowsmith Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 9th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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