1804 Edgewater, Mattoon, IL 61938 Property Records

Coles County property record for 1804 Edgewater, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,748 sqft · built 2002
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2017)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-04921-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-04921-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,748 sqft Base Area
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Unfinished Basement	1,748 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	179 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1804 EDGEWATER
City	MATTOON
State	IL
Zip	61938-9060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUGUSTA LAKES LOT 42
Legal Subdivision	AUGUSTA LAKES
Legal Lot Number	42
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5046
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 EDGEWATER, MATTOON, IL 61938-9060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Sep 8, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	2017772154
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1804 EDGEWATER, MATTOON, IL 61938-9060
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900784514
Date	Oct 25, 2019
Instrument	201900784514

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Sep 8, 2017
Property Address	1804 EDGEWATER, MATTOON, IL 61938-9060
Document Number	201700772154
Instrument Date	Sep 2, 2017
Instrument	201700772154
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 EDGEWATER, MATTOON, IL 61938-9060

Mortgage

Document Number	201700772155
Date	Sep 8, 2017
Instrument	201700772155

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 7, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,767.00 (+10.78%)	$70,410 (+22.32%) Land $8,060 Building $62,350	$211,230 (+22.32%) Land $24,180 Building $187,050
2023		$57,561 Land $6,589 Building $50,972	$172,683 Land $19,767 Building $152,916
2020	$4,303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

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