1804 E Lincoln St, Bloomington, IL 61701 Property Records

McLean County property record for 1804 E Lincoln St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,588 sqft · built 1954
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2017)
Tax Bill	$4,398 (2024)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`21-10-251-041`

Property Details

APN / Parcel Number

Primary APN	`21-10-251-041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	204 sqft
Finished Basement	204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	160 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1804 E LINCOLN ST
City	BLOOMINGTON
State	IL
Zip	61701-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HOLDERBY SUB LOT 1
Legal Subdivision	HOLDERBY SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1804 E LINCOLN ST, BLOOMINGTON, IL 61701-7066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 7, 2017	Trustee's Deed, Foreclosure · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	201711905
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1804 E LINCOLN ST, BLOOMINGTON, IL 61701-7066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011668
Date	May 19, 2021
Instrument	2021-00011668

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4822

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 7, 2017
Property Address	1804 E LINCOLN ST, BLOOMINGTON, IL 61701-7066
Document Number	201700011905
Map Reference	DOC2017-00004484
Instrument Date	Jun 27, 2017
Instrument	2017-00011905
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 E LINCOLN ST, BLOOMINGTON, IL 61701-7066

Mortgage

Document Number	201700011906
Date	Jul 7, 2017
Instrument	2017-00011906

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,884 (+19.97%) Land $22,410 Building $41,474	$191,652 (+19.97%) Land $67,230 Building $124,422
2024	$4,398.00 (+11.4%)
2023	$3,948.00	$53,248 Land $18,679 Building $34,569	$159,744 Land $56,037 Building $103,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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