1804 E 38th St, Minneapolis, MN 55407 Property Records

Hennepin County property record for 1804 E 38th St, Minneapolis, MN 55407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,238 sqft · built 1924
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2023)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-028-24-44-0161`

Property Details

APN / Parcel Number

Primary APN	`02-028-24-44-0161`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Condo/Apartment
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1804 E 38TH ST
City	MINNEAPOLIS
State	MN
Zip	55407-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	LOT 018 BLOCK 006 A BIDLEMANS ADDN TO MPLS THAT PART OF LOTS 16 17 AND OF THE S 30 FT OF LOT 18 LYING BET THE E LINE OF THE W 40 84/100 FT AND THE W LINE OF E 40 84/100 FT THEREOF T 41 X 110
Legal Range	24
Legal Township	028
Legal Section	02
Legal Quarter	44
Legal Subdivision	BIDLEMANS ADDN TO MPLS
Legal Block	6
Legal Lot Number	18
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	2
Census Block	2010
Census Tract	109700

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage LUMINATE BANK
May 22, 2023	Warranty Deed, Construction Loan · Construction Mortgage RELIANCE BANK
Jul 11, 2017	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20236014436
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933

Mortgage

Document Number	00T6010495
Date	May 1, 2023
Instrument	T6010495

Lender

Name	LUMINATE BANK
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 21, 2023

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 22, 2023
Property Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933
Document Number	00T6014436
Instrument Date	Apr 28, 2023
Instrument	T6014436
Transaction Type	Construction Loan
Record Updated	Jun 2, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933

Mortgage

Document Number	00T6014437
Date	May 22, 2023
Instrument	T6014437

Lender

Name	RELIANCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jun 1, 2029

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 11, 2017
Property Address	1804 E 38TH ST, MINNEAPOLIS, MN 55407-2933
Document Number	0005460099
Instrument Date	Jul 6, 2017
Instrument	5460099
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1804 E 38TH ST MINNEAPOLIS MN 554072933, MINNEAPOLIS, MN 55407-2933

Mortgage

Document Number	5460100
Date	Jul 11, 2017
Instrument	5460100

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,150.00 (+16.84%)	$287,800 (+2.42%) Land $76,000 Building $211,800	$287,800 (+2.42%) Land $76,000 Building $211,800
2023	$3,552.00 Homeowner's exemption
2022		$281,000 Land $66,000 Building $215,000	$281,000 Land $66,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
PCs for People Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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