1804 Concord Dr, Murray, KY 42071 Property Records

Calloway County property record for 1804 Concord Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,958 sqft · built 1997
Owner	2 Company Names on Record
Last Sale	$264,500 (Feb 2006)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-G-0031`

Property Details

APN / Parcel Number

Primary APN	`043-G-0031`
Alternative APNs	`10048` `93268`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,958 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Bowstring Truss
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	93268
Street Address	1804 CONCORD DR
City	MURRAY
State	KY
Zip	42071-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1804 CONCORD DRIVE
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2058
Census Tract	10602

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1804 CONCORD DR, MURRAY, KY 42071-9081
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 5, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 3, 2006 · Amount on Record
Deed Sale	Feb 3, 2006 · Amount on Record
Prior Sale	Feb 3, 2006 · Amount on Record
Deed Document Number	000630/562
Deed Book / Page	0630 / 562
Last Transfer Date	Apr 5, 2022
Transfer Doc	001364/542
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1804 CONCORD DR, MURRAY, KY 42071-9081
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	PEOPLES TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001249/504
Date	Apr 6, 2020
Book Page	1249/504
Instrument	640471

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	May 1, 2032

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Apr 5, 2022
Property Address	1804 CONCORD DR, MURRAY, KY 42071-9081
Document Number	001364/542
Book / Page	1364 / 542
Map Reference	MB 11 PG 94 SL 999
Instrument Date	Mar 17, 2022
Instrument	656373
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1804 CONCORD DR, MURRAY, KY 42071-9081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1804 CONCORD DR, MURRAY, KY 42071-9081

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (+11.41%)	$300,000 (+13.42%)	$300,000 (+13.42%)
2023	$2,402.00	$264,500	$264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Murray Electric System.

Cell Coverage

5G (outdoors only) and 4G LTE

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