1804 Beech Rd, Panama, IA 51562 Property Records

Shelby County property record for 1804 Beech Rd, Panama, IA 51562

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,338 sqft · built 2017
Lot Size	14.8 acres (645,995 sqft)
Owner	Individual Name on File
Tax Bill	$4,110 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`830506404002`

Property Details

APN / Parcel Number

Primary APN	`830506404002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,176 sqft
Attic	Attic
Attic Area	162 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	645,995 sqft (14.8 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	522 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1804 BEECH RD
City	PANAMA
State	IA
Zip	51562-6108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	6-80-40 SE SE PARCEL B
Legal Range	40W
Legal Township	80N
Legal Section	06
Jurisdiction	SHELBY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4171
Census Tract	960200

Owner

1804 Beech Rd, a rural home, is owned and occupied by an individual.

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1804 BEECH RD, PANAMA, IA 51562-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	1804 BEECH RD, PANAMA, IA 51562-6108
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180718
Date	Apr 27, 2018
Instrument	2018-0718

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1804 Beech Rd was $4,110 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,110.00	$346,680 (-) Land $25,393 Building $321,287	$346,680 (-) Land $25,393 Building $321,287
2025		$346,680 Land $25,393 Building $321,287	$346,680 Land $25,393 Building $321,287
2024	$3,926.00
2023		$303,646 (+44.44%) Land $19,977 Building $283,669	$303,646 Land $19,977 Building $283,669
2022	$3,070.00 Homeowner's exemption Additional exemption filed	$210,230 Land $14,306 Building $195,924
2021			$210,230 Land $14,306 Building $195,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1804 Beech Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1804 Beech Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30
Windstream Fixed Wireless	75 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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