1804 Bank St, Baltimore, MD 21231 Property Records

Baltimore City property record for 1804 Bank St, Baltimore, MD 21231

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,544 sqft · built 1900
Lot Size	0.022 acres (938 sqft)
Owner	Individual Name on File
Last Sale	$251,550 (Aug 2020)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Sale & Mortgage
APN	`02-02-1763-021`

Property Details

APN / Parcel Number

Primary APN	`02-02-1763-021`
Alternative APNs	`021763 021` `1763-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	938 sqft (0.022 acres)
Lot Dimensions	67 ft deep x 14 ft wide
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	021763 021
Street Address	1804 BANK ST
City	BALTIMORE
State	MD
Zip	21231-2506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	14X67
Legal Subdivision	OCEAN CITY
Legal Block	1763
Legal Lot Number	21
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2006
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Fells Point Historic District listed 2007 · 1,269 contributing resources · NRIS 07001034

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1804 Bank St, a townhouse, is owned and occupied by an individual who bought it in August 2020.

Source: Baltimore City records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1804 BANK ST, BALTIMORE, MD 21231-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 18, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Book / Page	22227 / 33
Transfer Doc	0053030376
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	1804 BANK ST, BALTIMORE, MD 21231-2506
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230750014
Date	May 5, 2021
Book Page	23075/14

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 18, 2020
Property Address	1804 BANK ST, BALTIMORE, MD 21231-2506
Document Number	0222270033
Book / Page	22227 / 33
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 BANK ST, BALTIMORE, MD 21231-2506

Mortgage

Document Number	0002222739
Date	Aug 18, 2020
Instrument	22227/39

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Bank St was $6,823, up 4.9% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (+4.92%)	$290,500	$304,100 Land $100,000 Building $204,100
2024	$6,503.00 (+4.67%)
2023	$6,213.00 Homeowner's exemption	$263,300 Land $100,000 Building $163,300	$263,300 Land $100,000 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1804 Bank St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1804 Bank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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