1804 Ave K, Sterling, IL 61081 Property Records

Whiteside County property record for 1804 Ave K, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,280 sqft)
Owner	Individual Name on File
Last Sale	$93,333 (May 2026)
Tax Bill	$633 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1117481004`

Property Details

APN / Parcel Number

Primary APN	`1117481004`
Alternative APNs	`102671` `123549`

Exterior

Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide

Location & Zoning

Account Number	123549
Street Address	1804 AVENUE K
City	STERLING
State	IL
Zip	61081-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAUNDERS SUBD LOT 4 589500X
Legal Subdivision	SAUNDERS SUBDIVISION
Legal Lot Number	4
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2044
Census Tract	900

Owner

1804 Ave K is owned by an individual who bought it in May 2026.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1558 AURORA ST, DIXON, IL 61021-8668
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 16, 2026	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Jan 16, 2026 · Amount on File
Deed Document Number	20262122
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 1, 2026
Property Address	1804 AVENUE K, STERLING, IL 61081-1027
Document Number	0000002122
Instrument Date	Apr 24, 2026
Instrument	2026.2122
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN DATA CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 AURORA ST, DIXON, IL 61021-8668

Mortgage

Document Number	0000002123,
Date	May 1, 2026
Instrument	2026.2123

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

January 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 16, 2026
Property Address	1804 AVENUE K, STERLING, IL 61081-1027
Document Number	0000000253
Map Reference	MB 9 PG 12
Instrument Date	Jan 5, 2026
Instrument	2026-00253
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21561 BUELL RD, STERLING, IL 61081-9552

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Ave K was $633, down 2.5% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (-2.47%) Senior Citizen's exemption	$28,620 (+6.23%) Land $4,090 Building $24,530
2024	$649.00 Senior Citizen's exemption	$26,941 Land $3,850 Building $23,091	$85,860 (+6.23%) Land $12,270 Building $73,590
2023			$80,823 Land $11,550 Building $69,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1804 Ave K in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2002–2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1804 Ave K has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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