18032 Bellezza Dr, Orlando, FL 32820 Property Records

Orange County property record for 18032 Bellezza Dr, Orlando, FL 32820

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,541 sqft · built 2012
Lot Size0.507 acres (22,079 sqft)
Owner2 Individual Names on Record
Last Sale$472,000 (Jun 2018)
Tax Bill$400 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APN10-22-32-2772-00-190

Property Details

APN / Parcel Number

Primary APN10-22-32-2772-00-190
Alternative APNs
  • 322210277200190
  • 658149
  • 665847
  • 671792

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,541 sqft Living Area
Gross Area4,825 sqft
1st Floor Area2,020 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area22,079 sqft (0.507 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address18032 BELLEZZA DR
CityORLANDO
StateFL
Zip32820-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE-C
Legal DescriptionFONTANA ESTATES 75/85 LOT 19
Legal Range32E
Legal Township22S
Legal Section10
Legal SubdivisionFONTANA ESTS
Legal Tract2772
Legal Lot Number19
JurisdictionORANGE FL
Township / Civil DivisionEAST ORANGE
Census Block Group2
Census Block2000
Census Tract16603

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18032 BELLEZZA DR, ORLANDO, FL 32820-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Jun 14, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number2018352149
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address18032 BELLEZZA DR, ORLANDO, FL 32820-1419
Document Number0000595253
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18032 BELLEZZA DR ORLANDO FL 328201419, ORLANDO, FL 32820-1419

Mortgage

Document Number0000595253
DateSep 24, 2019
Instrument595253
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 14, 2018
Property Address18032 BELLEZZA DR, ORLANDO, FL 32820-1419
Document Number0000352149
Instrument DateJun 11, 2018
Instrument352149
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyCITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,304.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18032 BELLEZZA DR ORLANDO FL 328201419, ORLANDO, FL 32820-1419

Mortgage

Document Number352150
DateJun 14, 2018
Instrument352150
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,802 (+2.7%)$746,030 (-1.38%) Land $60,000 Building $686,030
2025$400.00 (+33.33%) Homeowner's exemption$457,451 (+8.36%)$756,440 (+16.35%) Land $60,000 Building $696,440
2024$300.00 (+3.45%)
2023$290.00 (+11.54%) Homeowner's exemption$422,176 (+3%)$650,169 (+17.04%) Land $60,000 Building $590,169
2022$260.00 Homeowner's exemption$409,880$555,502 Land $60,000 Building $495,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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