18031 Lago Forest Dr, Humble, TX 77346 Property Records

Harris County property record for 18031 Lago Forest Dr, Humble, TX 77346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,067 sqft · built 1993
Lot Size0.15 acres (6,525 sqft)
OwnerIndividual Name on File
Last Sale$100,600 (Oct 2010)
Tax Bill$4,174 (2025)
Deeds & MortgagesMar 2023 Mortgage
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN116-859-006-0004

Property Details

APN / Parcel Number

Primary APN116-859-006-0004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,067 sqft Living Area
1st Floor Area855 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,525 sqft (0.15 acres)
View / LotNeighborhood
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area314 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1168590060004
Street Address18031 LAGO FOREST DR
CityHUMBLE
StateTX
Zip77346-2460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 6 TIMBER FOREST SEC 1
Legal SubdivisionTIMBER FOREST SEC 1
Legal Block6
Legal Lot Number4
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1019
Census Tract250305

Owner

18031 Lago Forest Dr is owned and occupied by an individual who bought it in October 2010.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 23, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Apr 5, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2010 · Amount on File
Deed SaleOct 28, 2010 · Amount on File
Prior SaleJun 7, 2010 · Amount on File
Deed Document Number2010462669
Deed Book / Page1991 / 1301
Prior Transfer DateJun 1, 2010
Prior Transfer Doc0000238304
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460

Mortgage

Document Number0000083219
DateMar 9, 2023
Instrument2023-083219
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term280 Months
DueJul 1, 2046

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460

Mortgage

Document Number0000562960
DateNov 23, 2022
Instrument2022-562960
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term284 Months
DueJul 1, 2046

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18031 LAGO FOREST DR, HUMBLE, TX 77346-2460
Transaction TypeMortgage
Record UpdatedSep 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000177887
DateApr 5, 2021
Instrument2021-177887
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term303 Months
DueJul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 18031 Lago Forest Dr was $4,174 with a homeowner's exemption, up 163.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,670 (-7.17%) Land $60,716 Building $158,954$219,670 (-7.17%) Land $60,716 Building $158,954
2025$4,174.00 (+163.18%) Homeowner's exemption$236,630 Land $60,716 Building $175,914$236,630 Land $60,716 Building $175,914
2024$1,586.00
2023$243,415 Land $20,239 Building $223,176$243,415 Land $20,239 Building $223,176
2022$1,318.00
2020$1,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18031 Lago Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims3 (2019–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18031 Lago Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 278
serves 10,584 people · EPA ID TX1012835
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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