18030 Gray Oak Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 18030 Gray Oak Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$511,000 (Jul 2015)
Tax Bill	$8,680 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-100-024-000`

Property Details

APN / Parcel Number

Primary APN	`051-100-024-000`
Alternative APN	`51-100-24-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft
2nd Floor Area	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	217,800 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-100-24-000
Street Address	18030 GRAY OAK DR
City	ROUGH AND READY
State	CA
Zip	95975-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 2 PM 17/247
Legal Subdivision	PARCEL MAP FOR M AUSTIN
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18030 GRAY OAK DR, ROUGH AND READY, CA 95975-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2015 · Amount on Record
Deed Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	201516360
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	0000024804
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18030 GRAY OAK DR, ROUGH AND READY, CA 95975-9790
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18030 GRAY OAK DR, ROUGH AND READY, CA 95975-9790

Mortgage

Document Number	0000016698
Date	Oct 23, 2025
Instrument	20250016698

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18030 GRAY OAK DR, ROUGH AND READY, CA 95975-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007625
Date	Apr 8, 2020
Instrument	20200007625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,283 (+2%) Land $163,005 Building $642,278
2025	$8,680.00 (+4.21%) Homeowner's exemption	$789,494 (+4.04%) Land $159,809 Building $629,685
2023	$8,329.00 (+3.45%) Homeowner's exemption	$758,839 Land $153,604 Building $605,235	$706,770
2022	$8,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
DigitalPath Fixed Wireless	75 / 10

May also be available: AT&T.

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