Woodford County property record for 1803 State Rte 89, Lowpoint, IL 61545
| Property Type | Commercial |
|---|---|
| Details | 1,960 sqft · built 1948 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,691 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-401-022 |
| Primary APN | 03-28-401-022 |
|---|
| Building Area | 1,960 sqft Building Perimeter |
|---|---|
| Basement Area | 980 sqft |
| Unfinished Basement | 980 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 1803 STATE ROUTE 89 |
|---|---|
| City | LOWPOINT |
| State | IL |
| Zip | 61545-7549 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | T28N - R2W - S28 PT BLK 2 BLK 3 BLK 5 CAZENOVIA |
| Legal Range | 02W |
| Legal Township | 28N |
| Legal Section | 28 |
| Legal Subdivision | CAZENO |
| Legal Block | 2-3,5 |
| Jurisdiction | WOODFORD IL |
| Township / Civil Division | CAZENOVIA |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 30100 |
Source: Woodford County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1803 STATE ROUTE 89, LOWPOINT, IL 61545-7549 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD IL |
| Recording Date | May 11, 2026 |
| Property Address | 1803 STATE ROUTE 89, LOWPOINT, IL 61545-7549 |
| Document Number | 0000001610 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ILLINOIS TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1803 STATE ROUTE 89, LOWPOINT, IL 61545-7549 |
| Document Number | 0000001610, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20261610 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Woodford County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Woodford County |
| County Subdivision | Cazenovia Township |
| Elementary School District | Metamora Community Consolidated School District 1 (PK - 08) |
| Secondary School District | County of Woodford School (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,691.00 | $51,938 Land $12,295 Building $39,643 | $155,814 Land $36,885 Building $118,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2013–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
May also be available: digiMax, T-Mobile.
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