1803 Spring Ave, Stroud, OK 74079 Property Records

Lincoln County property record for 1803 Spring Ave, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1982
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2023)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19195`

Property Details

APN / Parcel Number

Primary APN	`19195`
Alternative APN	`6130-00-003-00B-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Slab
Porch Area	348 sqft
Storage Building	81 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19195
Street Address	1803 SPRING AVE
City	STROUD
State	OK
Zip	74079-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3 TRACT B NEWTON AMENDED ADDN ADA BEG SW/C LT 4 BLK 1 NEWTON AMED TH E-75' S-110' W-75' N-110' POB STROUD 15-6-210-03-00
Legal Range	210
Legal Township	06N
Legal Section	15
Legal Subdivision	NEWTON AMENDED ADDN
Legal Tract	B
Legal Block	3
Legal Lot Number	4
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	3
Census Block	3020
Census Tract	961100

Owner

1803 Spring Ave is owned and occupied by an individual who bought it in August 2023.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1803 SPRING AVE, STROUD, OK 74079-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 3, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 28, 2017	Deed of Trust, Mortgage STROUD NATIONAL BANK
Dec 19, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	20235291
Deed Book / Page	2522 / 485
Prior Transfer Date	Mar 11, 1998
Prior Transfer Doc	1350000633
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	1803 SPRING AVE, STROUD, OK 74079-2821
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002522/497
Date	Aug 3, 2023
Book Page	2522/497
Instrument	I-2023-005293

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Aug 3, 2023
Property Address	1803 SPRING AVE, STROUD, OK 74079-2821
Document Number	002522/485
Book / Page	2522 / 485
Instrument Date	Jul 27, 2023
Instrument	I-2023-005291
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SPRING AVE, STROUD, OK 74079-2816

Mortgage

Document Number	002522/487
Date	Aug 3, 2023
Book Page	2522/487
Instrument	I-2023-005292

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	1803 SPRING AVE, STROUD, OK 74079-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2275/204
Date	Nov 28, 2017
Book Page	2275/204
Instrument	08650

Lender

Name	STROUD NATIONAL BANK
Type	Bank
Address	STROUD, OK 74079

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2018

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Dec 19, 2017
Property Address	1803 SPRING AVE, STROUD, OK 74079-2821
Document Number	002277/673
Book / Page	2277 / 673
Instrument Date	Dec 18, 2017
Instrument	09186
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GROUP L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1803 SPRING AVE, STROUD, OK 74079-2821

Mortgage

Document Number	0000009187
Date	Dec 19, 2017
Instrument	09187

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1803 Spring Ave was $1,389, down 1.8% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,251 (+2.85%) Land $402 Building $15,849	$147,737 (+2.85%) Land $3,655 Building $144,082
2025	$1,389.00 (-1.77%)	$15,800 (+13.68%) Land $402 Building $15,398	$143,637 Land $3,655 Building $139,982
2024	$1,414.00	$13,899 Land $402 Building $13,497
2022	$1,122.00	$13,237 Land $347 Building $12,890	$139,468 Land $3,655 Building $135,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1803 Spring Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 Spring Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Central Oklahoma Telephone, Windstream.

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