1803 N Cook St, Spokane, WA 99207 Property Records

Spokane County property record for 1803 N Cook St, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,512 sqft · built 1947
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Sep 2026)
Tax Bill	$4,191 (2026)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`35094.2205`

Property Details

APN / Parcel Number

Primary APN	`35094.2205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,512 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,702 sqft
Basement Area	910 sqft
Finished Basement	810 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	30 sqft
Canopy	45 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1803 N COOK ST
City	SPOKANE
State	WA
Zip	99207-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROSS PARK SE L5 B24
Legal Subdivision	ROSS PARK
Legal Block	24
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4024
Census Tract	2600

Owner

Source: Spokane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2627 N LEE ST, SPOKANE, WA 99207-4939
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer CW TITLE
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage PORTAGE COUNTY BANK
Feb 17, 2023	Transfer on Death Deed, Transfer
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	20267515399
Prior Transfer Date	Sep 11, 2026
Prior Transfer Doc	0007515417
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2026
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0007515417
Instrument Date	Sep 11, 2026
Instrument	20267515417
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CW TITLE

Transaction

Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2627 N LEE ST, SPOKANE, WA 99207-4939

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2026
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0007515399
Instrument Date	Sep 9, 2026
Instrument	20267515399
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609,737.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1803 N COOK ST, SPOKANE, WA 99207-5317

Mortgage

Document Number	0007515400,
Date	Sep 14, 2026
Instrument	20267515400

Lender

Name	PORTAGE COUNTY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 17, 2023
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0007268664
Map Reference	VOL A PG 214
Instrument Date	Jan 31, 2023
Instrument	7268664
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 S COEUR DALENE ST # STA102, STA102, SPOKANE, WA 99201-6400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 N COOK ST, SPOKANE, WA 99207-5317

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2022
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0007227055
Instrument Date	Jul 22, 2022
Instrument	7227055
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,243.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 S COEUR DALENE ST UNIT A102, A102, SPOKANE, WA 99201-6431

Mortgage

Document Number	0007227056
Date	Jul 26, 2022
Instrument	7227056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	12-Month MTA
Margin	3
Max Rate	9.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006670943
Date	Dec 28, 2017
Instrument	6670943

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 17, 2020
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0006943716
Map Reference	VOL A PG 214
Instrument Date	Jul 16, 2020
Instrument	6943716
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 N COOK ST, SPOKANE, WA 99207-5317

Mortgage

Document Number	0006943717
Date	Jul 17, 2020
Instrument	6943717

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1803 N COOK ST, SPOKANE, WA 99207-5317
Document Number	0006916802
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1803 N COOK ST SPOKANE WA 992075317, SPOKANE, WA 99207-5317

Mortgage

Document Number	0006916802
Date	May 4, 2020
Instrument	6916802

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,191.00 (+6.56%)	$408,300 (+2.46%) Land $75,000 Building $333,300	$408,300 (+2.46%) Land $75,000 Building $333,300
2025	$3,933.00 (+0.92%)
2024		$398,500 (+43.35%) Land $75,000 Building $323,500	$398,500 (+43.35%) Land $75,000 Building $323,500
2023	$3,897.00 (+19.8%)	$278,000 Land $47,000 Building $231,000	$278,000 Land $47,000 Building $231,000
2022	$3,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1803 N Cook St, Spokane, WA 99207 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2023: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Cook St

Nearby Streets

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