Union County property record for 1803 Jack Nicklaus Dr, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1,902 sqft · built 2013 |
| Lot Size | 0.285 acres (12,403 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,444 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.10.06.1000 |
| Primary APN | 03.10.06.1000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Basement Area | 1,395 sqft |
| Finished Basement | 1,395 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,403 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 1,392 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1803 JACK NICKLAUS DR |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 6 COUNTRY CLUB ESTATES ELK POINT CITY |
| Legal Subdivision | COUNTRY CLUB ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20200 |
1803 Jack Nicklaus Dr is owner-occupied and held in a trust.
Source: Union County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1803 JACK NICKLAUS DR, ELK POINT, SD 57025-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU |
| May 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VOYAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 1803 JACK NICKLAUS DR, ELK POINT, SD 57025-2242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 178/770 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 178/770 |
| Instrument | 213451 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 8.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 1803 JACK NICKLAUS DR, ELK POINT, SD 57025-2242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 176/1239 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 176/1239 |
| Instrument | 205244 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 1803 JACK NICKLAUS DR, ELK POINT, SD 57025-2242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 174/0338 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 174/0338 |
| Instrument | 191734 |
| Name | VOYAGE FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Apr 23, 2026 |
The 2026 property tax bill for 1803 Jack Nicklaus Dr was $7,444.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,444.00 | $446,286 (-) Land $40,310 Building $405,976 |
| 2025 | $7,444.00 (-1.12%) | $446,286 Land $40,310 Building $405,976 |
| 2024 | $7,528.00 (-2.51%) | |
| 2023 | $7,722.00 (+26.92%) | $446,286 Land $40,310 Building $405,976 |
| 2022 | $6,084.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1803 Jack Nicklaus Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1803 Jack Nicklaus Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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