1803 Fullers Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 1803 Fullers Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,695 sqft · built 2017
Lot Size	0.225 acres (9,784 sqft)
Owner	2 Company Names on Record
Last Sale	$970,000 (Aug 2022)
Tax Bill	$10,503 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-2905-00-030`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-2905-00-030`
Alternative APNs	`272212290500030` `111388` `112039` `113321`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,695 sqft Living Area
Gross Area	6,339 sqft
1st Floor Area	2,350 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,784 sqft (0.225 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1803 FULLERS OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FULLERS OAK 90/117 LOT 3
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	FULLERS OAK
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2008
Census Tract	17401

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	2022505230
Last Transfer Date	Feb 21, 2025
Transfer Doc	0000133402
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 18, 2022
Property Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119
Document Number	0000505230
Map Reference	MB 90 PG 117&118
Instrument Date	Aug 12, 2022
Instrument	20220505230
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 ST GEORGE DR, 430, DAVENPORT, FL 33837-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119

Mortgage

Document Number	0000505231
Date	Aug 18, 2022
Instrument	20220505231

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 19, 2021
Property Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119
Document Number	20210301999
Map Reference	MB 90 PG 117&118
Instrument Date	Mar 5, 2021
Instrument	20210301999
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1803 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2119
Document Number	0000607162
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1803 FULLERS OAK LOOP WINTER GARDEN FL 347872119, WINTER GARDEN, FL 34787-2119

Mortgage

Document Number	0000607162
Date	Oct 16, 2018
Instrument	607162

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,629 (+2.7%)	$812,150 (-1.25%) Land $120,000 Building $692,150
2025	$10,503.00 (-13.99%) Homeowner's exemption	$685,130 (+0.54%)	$822,410 (+20.69%) Land $120,000 Building $702,410
2024	$12,212.00 (+12.65%)
2023	$10,841.00 (+53.12%)	$681,434 (+41%) Land $120,000 Building $561,434	$681,434 (+23.88%) Land $120,000 Building $561,434
2022	$7,080.00 Homeowner's exemption	$483,289	$550,075 Land $100,000 Building $450,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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