1803 Front St, Beaufort, NC 28516 Property Records

Carteret County property record for 1803 Front St, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,518 sqft · built 2007
Lot Size	0.902 acres (39,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,020,000 (Sep 2004)
Tax Bill	$18,056 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`7305.08.88.5438000`

Property Details

APN / Parcel Number

Primary APN	`7305.08.88.5438000`
Alternative APNs	`387963` `39003`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,518 sqft Heated Area
Gross Area	3,465 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	39,291 sqft (0.902 acres)
Lot Dimensions	100 ft deep x 83 ft wide
View / Lot	Waterfront
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	952 sqft
Porch	Slab
Porch Area	958 sqft
Deck Area	40 sqft
Patio Area	1,140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	39003
Street Address	1803 FRONT ST
City	BEAUFORT
State	NC
Zip	28516-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT TAYLORS CREEK & FRONT ST
Legal Subdivision	TAYLORS CREEK
Legal Block	88
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	2
Census Block	2034
Census Tract	970304

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 HARVEY ST, RALEIGH, NC 27608-2331
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2004 · Amount on Record
Deed Sale	Sep 21, 2004 · Amount on Record
Deed Book / Page	1075 / 443
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1803 FRONT ST, BEAUFORT, NC 28516-9309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015880054
Date	Sep 22, 2017
Book Page	1588/054
Instrument	1588054

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,205,343 (-) Land $1,578,520 Building $1,626,823	$3,205,343 (-) Land $1,578,520 Building $1,626,823
2025	$18,056.00 (+20.49%)	$3,205,343 (+76.97%) Land $1,578,520 Building $1,626,823	$3,205,343 (+76.97%) Land $1,578,520 Building $1,626,823
2023		$1,811,187 Land $1,242,190 Building $568,997	$1,811,187 Land $1,242,190 Building $568,997
2022	$14,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 332 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	345 units insured incl. 13 condo units
Nearby Flood Claims	93 (1979–2024)
Claims Outside the SFHA	9 of 93
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 60 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Ophelia, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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