1803 Division St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1803 Division St, Decorah, IA 52101

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,518 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$407,500 (Jun 2023)
Tax Bill	$6,120 (2026)
Deeds & Mortgages	Oct 2015 Mortgage Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112811001100`

Property Details

APN / Parcel Number

Primary APN	`112811001100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Finished Basement	950 sqft
Unfinished Basement	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1803 DIVISION ST
City	DECORAH
State	IA
Zip	52101-2529
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 COTTONWOOD CONDO COMPLEX IN LOT 1 CEDAR HGTS 2ND ADD
Legal Range	08W
Legal Township	98N
Legal Section	28
Legal Subdivision	CEDAR HEIGHTS 2ND ADD
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1016
Census Tract	950300

Owner

1803 Division St, a condominium, is owned and occupied by two individuals who acquired it in December 2023.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1803 DIVISION ST, DECORAH, IA 52101-2529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2015	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Dec 5, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 5, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Jun 23, 2023 · Amount on File
Deed Document Number	20231610
Deed Book / Page	2023 / 1610
Last Transfer Date	Dec 4, 2023
Transfer Doc	0000002885
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1803 DIVISION ST, DECORAH, IA 52101-2529
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/2917
Date	Oct 7, 2015
Book Page	2015/2917
Instrument	2015 2917

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2045

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 5, 2023
Property Address	1803 DIVISION ST, DECORAH, IA 52101-2529
Document Number	02023/2885
Book / Page	2023 / 2885
Instrument Date	Dec 4, 2023
Instrument	2023 2885
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1803 DIVISION ST, DECORAH, IA 52101-2529

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 5, 2023
Property Address	1803 DIVISION ST, DECORAH, IA 52101-2529
Document Number	02023/2885
Book / Page	2023 / 2885
Instrument Date	Dec 4, 2023
Instrument	2023 2885
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1803 DIVISION ST, DECORAH, IA 52101-2529

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 26, 2023
Property Address	1803 DIVISION ST, DECORAH, IA 52101-2529
Document Number	02023/1610
Book / Page	2023 / 1610
Map Reference	BK 2014 PG 1740
Instrument Date	Jun 24, 2023
Instrument	2023 1610
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount on Record
Tax	$651.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1803 DIVISION ST, DECORAH, IA 52101-2529

Tax Assessment & Valuation

The 2026 property tax bill for 1803 Division St was $6,120 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,120.00	$388,310 (-) Land $32,070 Building $356,240	$388,310 (-) Land $32,070 Building $356,240
2025	$6,120.00 (+6.36%) Homeowner's exemption	$388,310 Land $32,070 Building $356,240	$388,310 Land $32,070 Building $356,240
2024	$5,754.00
2023		$338,060 (+15.31%) Land $32,070 Building $305,990	$338,060 Land $32,070 Building $305,990
2022	$5,854.00 (+5.4%) Homeowner's exemption	$293,170 Land $26,720 Building $266,450
2021	$5,554.00		$293,170 Land $26,720 Building $266,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1803 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

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