1803 Cassandra Ln, McHenry, IL 60051 Property Records

McHenry County property record for 1803 Cassandra Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,804 sqft · built 1978
Lot Size	1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,000 (Aug 2026)
Tax Bill	$8,900 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-30-277-006`

Property Details

APN / Parcel Number

Primary APN	`10-30-277-006`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	47,916 sqft (1 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	1,211 sqft
Patio Area	284 sqft
Shed	1 Shed
Shed Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1803 CASSANDRA LN
City	MCHENRY
State	IL
Zip	60051-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0006051 LT 3 THE WILLOWS MEMO: CRANFORD, KAREN LYNN/ SCHALLER, JENNIFER LYNN
Legal Subdivision	THE WILLOWS
Legal Block	277
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4006
Census Tract	870702

Owner

Source: McHenry County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 S LIBERTY ST, ELGIN, IL 60120-6604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 25, 2017	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	202623014
Prior Transfer Date	Nov 11, 2015
Prior Transfer Doc	0000005206
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 10, 2026
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Document Number	0000023014
Instrument Date	Jul 8, 2026
Instrument	202623014
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,689.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S LIBERTY ST, ELGIN, IL 60120-6604

Mortgage

Document Number	0000023015,
Date	Aug 10, 2026
Instrument	202623015

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003045
Date	Feb 3, 2026
Instrument	2026R0003045

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035524
Date	Oct 17, 2022
Instrument	2022R0035524

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007733
Date	Feb 10, 2021
Instrument	2021R0007733

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 19, 2020
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Document Number	0000006051
Map Reference	DOC 565657
Instrument Date	Feb 14, 2020
Instrument	2020R0006051
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805

Mortgage

Document Number	0000006052
Date	Feb 19, 2020
Instrument	2020R0006052

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 25, 2017
Property Address	1803 CASSANDRA LN, MCHENRY, IL 60051-7805
Document Number	0000003137
Instrument Date	Jan 20, 2017
Instrument	3137
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 CASSANDRA LN MCHENRY IL 600517805, MCHENRY, IL 60051-7805

Mortgage

Document Number	3138
Date	Jan 25, 2017
Instrument	3138

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,900.00	$119,277 (+20.32%) Land $26,984 Building $92,293	$357,831 (+20.32%) Land $80,952 Building $276,879
2022	Homeowner's exemption	$99,137 Land $22,428 Building $76,709	$297,411 Land $67,284 Building $230,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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