18029 Cactus Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 18029 Cactus Ct, Gaithersburg, MD 20877 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	1,590 sqft Living Area
Lot Size	4,800 sqft (0.11 acres)
Garage	Carport, 198 sqft
Occupancy	Owner Occupied
Last Sale	$108,000 (1995)
Tax Bill	$4,138.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-00793177`
Alternative APN	`00793177`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,590 sqft Living Area
1st Floor	820 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Carport Garage
Garage Area	198 sqft Garage
Carport	Carport
Carport Area	198 sqft Carport

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	00793177
Street Address	18029 CACTUS CT
City	GAITHERSBURG
State	MD
Zip	20877-3817
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAYTONIA
Legal Subdivision	LAYTONIA
Legal Block	A
Legal Lot Number	50
Jurisdiction	MONTGOMERY MD
Minor Civil Division	9
Census Blockgroup	5
Census Block	5000
Census Tract	700710

Owner

Source: Montgomery County records · APN 09-00793177

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18029 CACTUS CT, GAITHERSBURG, MD 20877-3817
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 1995 · Amount on Record
Deed Sale	Oct 18, 1995 · Amount on Record
Prior Sale	Oct 18, 1995 · Amount on Record
Deed Book / Page	13700 / 61
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18029 CACTUS CT, GAITHERSBURG, MD 20877-3817
Document Number	0567890492
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18029 CACTUS CT GAITHERSBURG MD 208773817, GAITHERSBURG, MD 20877-3817

Mortgage

Document Number	0567890492
Date	Oct 24, 2018
Book Page	056789/000492

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,700 (+5.42%) Land $148,600 Building $188,100	$336,700 (-) Land $148,600 Building $188,100
2025	$4,138.00 (+54.52%)	$319,400 (+12.15%)	$336,700 (+18.22%) Land $148,600 Building $188,100
2023		$284,800 Land $148,600 Building $136,200	$284,800 Land $148,600 Building $136,200
2022	$2,678.00

Flood & Wildfire

18029 Cactus Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Montgomery County (24031C), updated April 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.