Stearns County property record for 18026 Terrapin Ct, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,867 sqft · built 2008 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Nov 2008) |
| Tax Bill | $3,458 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24641-0516 |
| Primary APN | 36-24641-0516 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 2,334 sqft |
| 1st Floor Area | 1,867 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lot Dimensions | 205 ft deep x 250 ft wide |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18026 TERRAPIN CT |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 TURTLE CREEK SECTION 20 TOWNSHIP 123 RANGE 030 SECTION 20 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 20 |
| Legal Subdivision | TURTLE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11302 |
Source: Stearns County assessment roll, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18026 TERRAPIN CT, COLD SPRING, MN 56320-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on Record |
| Deed Sale | Nov 17, 2008 · Amount on Record |
| Prior Sale | Aug 12, 1999 · Amount on Record |
| Deed Document Number | 2008667760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 21, 2026 |
| Property Address | 18026 TERRAPIN CT, COLD SPRING, MN 56320-8737 |
| Document Number | 0001713503 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261713503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18026 TERRAPIN CT, COLD SPRING, MN 56320-8737 |
| Document Number | 0001713503, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261713503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,458.00 (+6.33%) | ||
| 2025 | $371,500 (+3.31%) Land $113,100 Building $258,400 | $371,500 (+3.31%) Land $113,100 Building $258,400 | |
| 2023 | $3,252.00 | $359,600 Land $96,900 Building $262,700 | $359,600 Land $96,900 Building $262,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Arvig Enterprises Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures